4310 Cotton Flat Road, Summerville, SC, 29485 | $509,000

Situated on a premium lot with protected wooded views in the backyard and open green space in the front, this home offers a level of privacy that's hard to find while still being part of a vibrant community. Unlike new construction where the final price can increase with lot premiums and builder upgrades, this home includes sought-after features like its desirable lot, fenced backyard, three-car garage, and private balcony-- all at the list price with no surprise add-on costs. To make this opportunity even more attractive, the seller is offering $5, 000 toward the buyer's closing costs with an acceptable offer. This beautifully designed 4-bedroom, 3-bath residence offers an expansive floor plan with room for everyone. It features a grand two-story living room with a gas fireplace, a chef-inspired kitchen, and a formal dining room connected by a butler's pantry pass-through which is perfect for entertaining and everyday living. Upstairs, you'll find an oversized loft offering flexible space for a media room, playroom, or home office. Just beyond is the huge owner's suite, a true retreat featuring a private balcony ideal for enjoying evening sunsets, a spacious walk-in closet, and an ensuite bath with dual vanities. The fully fenced backyard provides a great space for pets or play, while the tandem 3-car garage offers exceptional storage, space for an in-home gym, and parking flexibility. Residents enjoy fantastic neighborhood amenities, including a resort-style pool and community gathering areas, and the home is zoned for highly rated DD2 schools, making this location as appealing as the home itself. With its generous living spaces, standout features, and incredible value, 4310 Cotton Flat Rd is ready to welcome you home.

Features

  • Amenities: Clubhouse, Dog Park, Park, Pool, Walk/Jog Trails
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Laundry Room
  • Style: Contemporary, Traditional
  • Development: 62 - Summerville/Ladson/Ravenel to Hwy 165
  • Year Built: 2022
  • Garage: 5-car Attached
  • Heating: Forced Air
  • Cooling: Central Air
  • Approx Sq. Feet: 3,242
  • Acreage: 0.17
  • Lot Desc: High, Level
  • Elem. School: Beech Hill
  • Middle School: East Edisto
  • High School: Ashley Ridge
  • MLS#: 26017607
  • Days on Market: 10 days
  • Website: https://www.raveis.com
    /prop/26017607/4310cottonflatroad_summerville_sc?source=qrflyer
Copyright © 2026  Charleston Trident MLS
Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase.
Listing courtesy of NorthGroup Real Estate LLC

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

4310 Cotton Flat Road, Summerville, SC, 29485

$509,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $407,200 $407,200 $407,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.512% 5.866%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,439 $2,540 $3,354
Total Monthly Payment $2,531 $2,632 $3,446

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.