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Just moments from the shoreline, this move-in-ready property offers the perfect blend of comfort, flexibility, and recent improvements. With 3 bedrooms, 2. 5 baths, and 2, 155 square feet of living space, this well-maintained Colonial provides the space and functionality today's buyers are looking for. The kitchen was completely renovated in 2024 and features double wall ovens, an induction cooktop, extensive cabinetry, and a large center island ideal for everyday living and entertaining. New flooring installed in 2024 that creates a fresh, cohesive feel, while the addition of a second-floor laundry room brings added convenience to daily life. A finished lower level expands the home's versatility, offering valuable additional living space to accommodate a variety of needs. Additional improvements include a new boiler in 2021 and a new roof in 2023, allowing the next owner to enjoy the benefits of significant recent updates. Set on a . 32-acre lot in a desirable Groton neighborhood, the property is conveniently located near beaches, shopping, dining, schools, and major commuting routes. Located within a sought-after coastal community, this home offers the perfect balance of shoreline charm and everyday convenience. With extensive recent improvements, generous living space, and an exceptional location, this is a rare opportunity to enjoy the very best of coastal Connecticut living. *Pool Table and Electric Car Charger is included with Sale*
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Wall/Wall Carpet | Upper |
| Bedroom 2 | Ceiling Fan,Wall/Wall Carpet | Upper |
| Dining Room | French Doors,Vinyl Floor | Main |
| Living Room | Fireplace,Vinyl Floor | Main |
| Primary Bedroom | Ceiling Fan,Wall/Wall Carpet | Upper |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $628,448 | $628,448 | $628,448 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $734 | $734 | $734 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,764 | $3,921 | $5,177 |
| Total Monthly Payment | $4,590 | $4,747 | $6,003 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.