|
This charming Lowell Colonial balances timeless structural integrity with an incredible opportunity to build sweat equity. The first floor offers a spacious living room, formal dining room, cozy den, kitchen, and full bath, all anchored by gleaming, beautifully maintained hardwood floors. Upstairs, you will find three comfortable bedrooms tucked away for privacy. While the house is structurally rock-solid and boasts a newly updated, worry-free heating system, it is ready for creative cosmetic upgrades, making it the perfect canvas to bring your own personal vision and style to life. Outside, the property boasts a rare city luxury: a fully fenced-in backyard complete with a refreshing above-ground pool and a peaceful screened-in porch, ideal for summer gatherings. Combined with three coveted off-street parking spaces and a prime location near local amenities, this gem is just waiting for your finishing touches.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 2 | Closet, Flooring - Hardwood | 9.0 x 10.0 | Second |
| Bedroom 3 | Flooring - Hardwood | 9.0 x 9.0 | Second |
| Dining Room | Ceiling Fan(s), Flooring - Hardwood | 10.5 x 12.0 | First |
| Kitchen | Ceiling Fan(s), Flooring - Stone/Ceramic Tile, Dining Area, Exterior Access, Gas Stove | 12.0 x 16.0 | First |
| Living Room | Ceiling Fan(s), Flooring - Hardwood, Window(s) - Bay/Bow/Box | 11.5 x 16.0 | First |
| Master Bedroom | Closet, Flooring - Hardwood | 10.0 x 13.5 | Second |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$389,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $311,920 | $311,920 | $311,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.603% | 5.952% |
| Monthly Tax Payment | $342 | $342 | $342 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,868 | $1,970 | $2,590 |
| Total Monthly Payment | $2,285 | $2,387 | $3,007 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.