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Just listed in Holbrook! This expanded Cape offers 3 bedrooms and 2 full baths. Set back on a well-kept, fully fenced property, this home features a long driveway leading to a 1. 5-car detached garage. The floor plan offers an eat-in kitchen, living room, dining room, full bath, and bedroom on the first floor. The second floor features a spacious primary bedroom, an additional bedroom, and a second full bath. The open-concept dining room and kitchen create a great flow for everyday living and entertaining. Recent updates include a hot water heater and cesspool, both approximately 1 year old. Additional features include in-ground sprinklers with 6 zones installed in 2018, an updated full bath, a new sliding glass door leading from the dining area to a deck, and a full basement with high ceilings currently used for storage, laundry, and utilities. The large, flat, fenced backyard offers plenty of room to expand, entertain, or create your own outdoor oasis. Centrally located in the heart of Holbrook and within the Sachem School District, this home is conveniently located near the LIRR, MacArthur Airport, shopping, parks, schools, and the Ronkonkoma Station Yards development.
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Our Executive Mortgage Banker:
$589,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $471,200 | $471,200 | $471,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.436% | 6.603% | 5.952% |
| Monthly Tax Payment | $751 | $751 | $751 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,863 | $2,975 | $3,913 |
| Total Monthly Payment | $3,706 | $3,818 | $4,756 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.