11117 ZEPHYR Way, Jacksonville, FL, 32223 | $407,500

This beautiful split level home offers 1883 sq ft with 3 bedrooms & 3 full bathrooms in the heart of highly sought after Mandarin. This lakeside hideaway with a coastal soul is located on a cul-de-sac with direct access to the spring-fed Lake Mandarin. Designed with elegance and functionality in mind. This home features a bright open floorplan. The gourmet chef's kitchen boasts sleek quartz countertops, a spacious center island with a breakfast bar & stainless-steel appliances. The kitchen flows seamlessly into the open -concept dining and living area, making it ideal for hosting gatherings & staying connected with guests while enjoying breathtaking views of the lake. Sit down and relax in the spacious family room with soaring 14 foot ceilings and enjoy cozy, tranquil nights nestled in front of a wood-burning fireplace. The 1st floor offers a bedroom which is currently used as a home office, with a full bathroom conveniently located just steps away. See more. . . . . . . . Ascend the stairs to an intimate alcove designed for unwinding with your favorite book - leading into the primary suite and the guest suite. The primary suite offers a peaceful retreat, flooded with natural light, with all stone floors, and an open terrace overlooking the lake. The perfect spot to enjoy your morning coffee & to watch the ducks, turtles, great blue herons, ospreys and even rocket launches from Cape Canaveral. The bathroom features double vanities, a sunlit walk-in shower, and a walk-in closet. The beautifully renovated guest suite features luxury vinyl plank flooring that blends rustic charm with modern elegance with a spa-like bathroom designed for ultimate comfort. This home transitions effortlessly between the indoors and outdoors with a high-end glass and screen enclosure, perfect for entertaining in any season. The Florida room leads to a beautifully designed backyard oasis featuring several wood and flagstone decks. The expansive main deck is the perfect backdrop for summer barbecues, evening cocktails or chatting around the fire pit. Enjoy the ultimate lakefront lifestyle- simply follow a few steps down right to the water's edge to launch your kayak, boat or paddleboard. Relax while fishing from your dock, go for a swim, or sit back and soak up panoramic views of the lake. The home features a newer roof, has been re-piped to CPVC, updated kitchen and bathrooms, Mitsubishi Mini Split in the primary bedroom, water softener, reverse osmosis, and custom floor trim throughout. For additional storage there is ample space in the attic and a shed in the backyard. Most of the outside decor will remain and other decor items can be negotiated. The refrigerator in the kitchen and 2 wall-mounted tv's convey. Established in 1978, the Lake Mandarin community has a beautiful private park on the lake with a pickle ball court. Residents love the convenience of I-295 and all the great shopping and restaurants nearby.

Features

  • Amenities: Park, Pickleball
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Style: Patio Home
  • Year Built: 1978
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air, Electric, Split System
  • Approx Sq. Feet: 1,833
  • Acreage: 0.11
  • Est. Taxes: $2,740
  • HOA Fee: $303 Annually
  • Lot Desc: Cul-De-Sac
  • View: Lake
  • Water Front: Yes
  • Appliances: Convection Oven, Dishwasher, Disposal, Electric Oven, Electric Range, Microwave, Refrigerator, Water Softener Owned
  • MLS#: 2150482
  • Days on Market: 20 days
  • Website: https://www.raveis.com
    /prop/2150482/11117zephyrway_jacksonville_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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11117 ZEPHYR Way, Jacksonville, FL, 32223

$407,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $326,000 $326,000 $326,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $228 $228 $228
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,952 $2,058 $2,707
Total Monthly Payment $2,255 $2,361 $3,010

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.