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****1% Buyer Credit with preferred lender (see documents for information). ***This 1, 927-square-foot, 3-bd, 2 -BA single family home with bonus room and half bath-offers a perfect blend of historic character and modern versatility. Standout features include a large fenced backyard with a detached studio guest suite, an outdoor shower, and a chicken coop. Key Property Features: Layout & Size: 3 bd and 2 1/2 BA across 1, 927 sqft of living space, resting on a generous 0. 47-acre lot. Living Spaces: Features a formal dining room, a large family room, a bright office/flex room, and a loft area. Interior Finishes: Beautiful original hardwood flooring, natural light, fully fenced backyard oasis featuring a fire pit, paved patio area, and an outdoor shower. Detached home is a studio suite complete with a half-bath--ideal for a private home office, a guest retreat, or a creative space. Country Living in the City: Comes equipped with a storage shed, an open workshop, and a chicken coop
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Our Executive Mortgage Banker:
Our Insurance Division:
$340,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $272,000 | $272,000 | $272,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $454 | $454 | $454 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,609 | $1,697 | $2,241 |
| Total Monthly Payment | $2,138 | $2,226 | $2,770 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.