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This custom-built 3 bedroom, 2. 5 bath ranch with Colonial Revival influence and brick exterior sits on a spacious 0. 58-acre lot in desirable South St. Augustine, just minutes from historic downtown. With no HOA, this property offers a rare blend of space, flexibility, and freedom that is increasingly difficult to find this close to town.
In addition to the main bedrooms, the home features an office and a bonus room with two closets, easily converting into a 4th bedroom to suit your needs. The kitchen includes a walk-in pantry with additional built-in storage, providing both functionality and organization for everyday living.
Recent upgrades include a 3-year-new roof, new HVAC system, and new water heater, delivering move-in confidence and long-term peace of mind.
Designed for versatility, the property features two oversized carports accommodating up to 8 vehicles, plus an extra-wide 2-car garage with. . . . . . space for a third vehicle, workshop, or additional storage. The detached shed has been thoughtfully converted into a workshop, complete with a ramp for easy access, offering ample space for a riding lawnmower, yard equipment, tools, and hobby projects.
The generous lot provides privacy while allowing abundant room for boats, RVs, trailers, and recreational gear, all without HOA restrictions. Conveniently located near shopping, dining, beaches, and local attractions, this well-maintained Wildwood home combines land, convenience, storage solutions, and exceptional parking capacity in one of St. Augustine's most accessible locations.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $460,000 | $460,000 | $460,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.603% | 5.952% |
| Monthly Tax Payment | $300 | $300 | $300 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,755 | $2,904 | $3,820 |
| Total Monthly Payment | $3,147 | $3,296 | $4,212 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.