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Welcome to your new home! This inviting Ferry Hill home seamlessly blends classic charm with modern comfort. The well-appointed kitchen features stainless steel appliances and island, providing an ideal space for casual gatherings. The three bedrooms and two full bathrooms provide comfortable living spaces and plenty of natural light. Enjoy this sought after location with easy access to all that Humarock has to offer - beach, marinas, shopping and restaurants. Situated on a spacious 28, 000+ square foot lot providing ample space for outdoor activities, embrace the expansive deck, perfect for entertaining or just relaxing with the ocean breezes. A welcoming porch offers a charming retreat, and the garage space provides excellent storage. A true gem with seasonal water views and peaceful setting it will feel like a vacation every day. A whole house generator is a great addition for coastal weather. Offers due by 5pm - Sunday, June 21st - see instructions attached
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 2 | Closet, Flooring - Hardwood, Balcony / Deck | 11.0 x 12.0 | Second |
| Bedroom 3 | Closet, Flooring - Hardwood | 11.0 x 11.0 | Second |
| Dining Room | Flooring - Hardwood | 12.0 x 12.0 | First |
| Kitchen | Flooring - Hardwood, Dining Area, Kitchen Island, Stainless Steel Appliances, Gas Stove | 12.0 x 19.0 | First |
| Living Room | Flooring - Hardwood, Window(s) - Bay/Bow/Box | 12.0 x 19.0 | First |
| Master Bedroom | Ceiling Fan(s), Vaulted Ceiling(s), Walk-In Closet(s), Closet, Flooring - Hardwood | 17.0 x 16.0 | Second |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$795,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 339.224.0866
Scott.Petersen@raveis.com
NMLS Mortgage Loan Originator ID 32556
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $636,000 | $636,000 | $636,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.615% | 5.952% |
| Monthly Tax Payment | $595 | $595 | $595 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,864 | $4,016 | $5,281 |
| Total Monthly Payment | $4,551 | $4,703 | $5,968 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.