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Welcome to 148 Bernon Street at River Island Condos an exceptional opportunity to own the **largest unit in the complex** with a rare combination of space, privacy, convenience, and character. Formerly the builder's unit, this massive **2-bedroom, 1-bath condo** offers approximately **2, 092 sq ft of single-level living space**, plus an additional **2, 092 sq ft basement storage area** with ceramic flooring and exciting potential for future bonus space, a craft room, artist studio, workshop, or incredible storage. Inside, you'll love the **very high ceilings**, spacious living room, dedicated dining area, full bathroom, freshly updated kitchen cabinets, and generous bedroom sizes. Bedrooms offers a peaceful **water view**, where you can enjoy the soothing sounds of the river. This ground-floor unit also features a **private exterior entry**, giving you the ease of condo living without the typical condo feel. With only **3 4 steps inside**, it offers excellent accessibility and everyday convenience. Even better, this is the **only unit in the complex approved to have an in-unit washer and dryer**, a valuable grandfathered right. River Island Condos is a professionally managed, intimate community with only **26 units**, offering a more private and manageable setting. With ground-floor access, tremendous square footage, a huge basement area, and unique features rarely found in condo living, this home is truly one of a kind.
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William Raveis Real Estate
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $259,920 | $259,920 | $259,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.603% | 5.952% |
| Monthly Tax Payment | $253 | $253 | $253 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,557 | $1,641 | $2,158 |
| Total Monthly Payment | $1,885 | $1,969 | $2,486 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.