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Coastal charm meets modern convenience in this beautifully maintained 2-bedroom, 2-full-bath ranch just minutes from West Haven Beach! From the moment you step inside, you'll appreciate the bright, open-concept layout designed for comfortable everyday living and effortless entertaining. The updated kitchen features granite countertops, attractive cabinetry, and flows seamlessly into the dining and living areas, creating a welcoming space for gatherings with family and friends. A unique step-down dining area adds character while preserving the home's open feel. Major improvements provide peace of mind, including a BRAND-NEW roof installed less than a week ago, central air conditioning, on-demand hot water, PEX plumbing installed in 2012, and a newer water meter installed in 2012. Whether you're looking for your first home, downsizing, or seeking a low-maintenance lifestyle near the shoreline, this home checks all the boxes. Conveniently located near West Haven Beach, Yale University, the University of New Haven, restaurants, shopping, and major commuting routes. Enjoy the benefits of coastal living while remaining close to everything New Haven County has to offer. Property is adjacent to a marsh therefore, flood insurance is required. Price Improvement! Seller is offering up to $5, 000 toward the buyer's closing costs or an interest rate buy-down with an acceptable offer. Reduce your upfront costs or lower your monthly payment and make this beautiful home yours! See it today!!
| Type | Level |
|---|---|
| Bedroom 1 | Main |
| Dining Room | Main |
| Living Room | Main |
| Primary Bedroom | Main |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $279,920 | $279,920 | $279,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $529 | $529 | $529 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,701 | $1,767 | $2,324 |
| Total Monthly Payment | $2,305 | $2,371 | $2,928 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.