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Virtually Staged. Some starter homes ask you to bring a tool belt and a dream. This one just asks you to bring your furniture. A brand-new 2025 roof sits up top, newer than most of the cars parked on the street. So, the biggest and scariest line item on a first home is already handled before you ever move in. Inside, the home opens into a comfortable 3 bed and 2 full bath layout and a flow that actually fits how people live. Out back, a large screened lanai allows room enough to host the whole family on Sunday, or to quietly hide from them on Monday. There's no HOA, which means no monthly dues, no board approvals, and nobody complaining about your grass being too high. It's minutes from downtown Bradenton, the Riverwalk, IMG Academy, shopping, dining, and schools, with Sarasota, I-75, and the Gulf beaches of Anna Maria Island all an easy drive away. Affordable, updated, and genuinely move-in ready in a market where that combination is getting rare, this is one property that will not likely remain available for long. Contact the listing agent for more details and a free tour.
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Our Executive Mortgage Banker:
Our Insurance Division:
$300,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $240,000 | $240,000 | $240,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.846% |
| Monthly Tax Payment | $262 | $262 | $262 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,437 | $1,497 | $1,977 |
| Total Monthly Payment | $1,774 | $1,834 | $2,314 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.