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Enjoy peaceful Low Country living close to the amenities in Mt. Pleasant in this 1506 sq. ft elevated home located on a spectacular . 61 acre lot with mature trees. Lot tailored made for ADU (subject to jurisdictional approval). Values of established properties in this subdivision are on the rise due to plentiful new construction in progress. There is a 6-car garage and awesome workshop underneath the house. The entire interior has been freshly painted (June 2026). Family room and eat-in kitchen exist as part of open floor plan. Kitchen has large island, spacious pantry, and is equipped with refrigerator, electric stove/oven, built in microwave, and dishwasher. There are 3 BRs, 2 full BAs. The Master BR has an extra large walk-in closet and full BA. Owner has used a fully wired room off the Master BR/BA as office but could also serve as flex space. Crown moulding throughout house. Owner has spent over $80, 000 in renovation and improvements since purchase (See list in "Documents" tab). Deck being restained as soon as replaced wood dries. Property allows for boat, work trucks, trailer storage without HOA restrictions. In fact, HOA is voluntary but the $60/yr HOA fee provides use of community boat ramp/kayak launch to Copahee Sound.
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Our Executive Mortgage Banker:
$649,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $519,920 | $519,920 | $519,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,114 | $3,244 | $4,283 |
| Total Monthly Payment | $3,206 | $3,336 | $4,375 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.