714 MASSACHUSETTS AVENUE, St. Cloud, FL, 34769 | $275,000

Step back in time while enjoying all the modern comforts in this beautifully updated historic gem located in the heart of Downtown St. Cloud! Proudly displaying a 1910 Historic Plaque, this charming home offers timeless character, thoughtful updates and an unbeatable location. Relax on the welcoming front porch with your morning coffee while enjoying a front-row seat to St. Cloud’s beloved Christmas Parade each year. Inside, you’ll find a bright and inviting open concept floor plan where every square foot has been carefully designed for functionality and comfort. The remodeled kitchen is sure to impress with shaker style cabinetry, quartz countertops, Samsung appliances and a center island topped with a sleek stainless steel countertop. The updated bathroom features a stunning walk in
shower with quartz walls and a modern smart mirror. Historic charm abounds throughout the home from the over 100 year old stained glass front door imported from England to the wide baseboards and architectural details that make this home truly special. The oversized bedroom offers plenty of space and could be converted back into a two-bedroom layout if desired. Major updates provide peace of mind including a 2010 metal roof, replacement windows (2018), HVAC system replaced approximately two years ago, tankless water heater, updated 200-amp electrical service, and a replaced electrical panel in the detached garage. The private backyard leads to a detached block two-car garage complete with a mini-split air conditioning system, making it ideal for a workshop, home office, hobby space, gym, or vehicle storage. Alley access behind the property provides additional convenience, while street parking is available in front of the home. The private backyard leads to a detached block two-car garage complete with a mini-split air conditioning system, making it ideal for a workshop, home office, hobby space, gym, or vehicle storage. Located just minutes from the St. Cloud Lakefront, you’ll enjoy easy access to walking and biking trails, a splash pad, marina, boat ramp, waterfront restaurant and beautiful lake views. Downtown St. Cloud continues to thrive with locally owned restaurants, coffee shops, boutiques, and entertainment making this a wonderful opportunity to own a piece of local history in one of Central Florida’s most charming communities.

Features

  • Rooms: 4
  • Bedrooms: 1
  • Baths: 1 full
  • Lot Size: 50 x 150
  • Laundry: In Garage
  • Style: Historical
  • Year Built: 1930
  • Garage: 2-car Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 782
  • Acreage: 0.17
  • Lot Size: 50 x 150
  • Est. Taxes: $463
  • Lot Desc: Cleared, City Lot, Sidewalk
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator, Tankless Water Heater
  • MLS#: S5152107
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/S5152107/714massachusettsavenue_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/22/2026 4:35:28 AM)
Listing courtesy of HERITAGE REAL ESTATE AGENCY LLC   Phone: 407-334-3593

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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714 MASSACHUSETTS AVENUE, St. Cloud, FL, 34769

$275,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $220,000 $220,000 $220,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.603% 5.952%
Monthly Tax Payment $39 $39 $39
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,318 $1,389 $1,827
Total Monthly Payment $1,432 $1,503 $1,941

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.