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4882 W BREEZE CIRCLE, Palm Harbor, FL, 34683 | $625,000
Welcome to 4882 West Breeze Circle, AVAILABLE TO SHOW NOW, an immaculate Palm Harbor home offering 4 bedrooms, 3 bathrooms, and a desirable 3-car garage in the sought-after West Breeze community. Located in Flood Zone X with a low HOA, this home offers the perfect blend of comfort, flexibility, and peace of mind.
Inside, you’ll love the functional 3-way split floor plan, ideal for privacy and everyday living. One area of the home is perfect for an in-law suite, guest space, or young adult living arrangement, offering a separate entrance and nearby bathroom for added convenience. The home has been beautifully maintained and shows true pride of ownership throughout.
Major updates include a new roof installed in June 2026, an upgraded HVAC system installed in 2016, UV light added to the AC in 2025, a new on-demand water heater in 2025, and a new garbage disposal in 2025. The kitchen features stainless steel appliances, with all kitchen appliances replaced in 2018, barely used and a brand-new kitchen refrigerator added in 2025.
Additional improvements include laminate flooring installed in the bedrooms in 2017, fresh interior paint completed in 2017, an upgraded sprinkler system with stainless steel heads and improved routing for efficiency in 2025, and a lanai re-screened with micro-screen in 2024.
The location is another standout feature. Enjoy being close to some of the area’s most loved beaches, parks, trails, and local landmarks, including Honeymoon Island State Park, Caladesi Island, Fred Howard Park, Wall Springs Park, the Pinellas Trail, Downtown Palm Harbor, Crystal Beach, Ozona, and the historic Palm Harbor Museum. Whether you enjoy beach days, biking, walking trails, waterfront sunsets, local restaurants, or exploring the character of Old Florida coastal communities, this location puts you near it all.
With its immaculate condition, flexible floor plan, thoughtful updates, low HOA, Flood Zone X location, and convenient access to Palm Harbor’s coastal lifestyle, this move-in ready home is one you will not want to miss.
Features
- Rooms: 7
- Bedrooms: 4
- Baths: 3 full
- Lot Size: 62 x 115
- Laundry: Laundry Room
- Year Built: 2003
- Garage: 3-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 2,219
- Acreage: 0.26
- Lot Size: 62 x 115
- Est. Taxes: $9,174
- HOA Fee: $775 Annually
- Elem. School: Sunset Hills Elementary-PN
- Middle School: Tarpon Springs Middle-PN
- High School: Tarpon Springs High-PN
- Pet Policy: Yes
- Appliances: Cooktop, Dishwasher, Microwave, Refrigerator
- MLS#: TB8520481
- Website: https://www.raveis.com
/prop/TB8520481/4882wbreezecircle_palmharbor_fl?source=qrflyer
Listing courtesy of Keller Williams Realty- Palm H Phone: 727-772-0772
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4882 W BREEZE CIRCLE, Palm Harbor, FL, 34683
$625,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $500,000 | $500,000 | $500,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $765 | $765 | $765 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,995 | $3,119 | $4,119 |
| Total Monthly Payment | $3,851 | $3,975 | $4,975 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388