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This welcoming, 3-bedroom ranch in the Cornwall School District, offers the perfect combination of comfort, functionality, and flexible living space. Recent updates include a new roof (2024)! Inside, you enter an open-concept living and dining area that flows seamlessly into the kitchen, where you'll have all you need with your counter space, cabinetry, and appliances, including a stainless steel dishwasher and stove. Three bedrooms and a full bath complete the main living level, but that's only the beginning. Just off the kitchen, you’ll find an impressive 544-square-foot temperature-controlled three-season room, providing exceptional additional living space for relaxing, entertaining, or enjoying the changing seasons. Beyond that is a convenient laundry area and a bonus room created from the converted garage. Currently used as a home office, this versatile space can easily adapt to fit your needs. Comfort is ensured year-round with three heating sources: baseboard heat, mini-split units that provide both heating and air conditioning throughout much of the home, as well as a pellet stove in the living room, that will keep you warm and toasty when the New York winters require it! Outside, a large, private, level backyard offers endless possibilities for recreation, gardening, entertaining, or future enhancements. Ideally located near Route 84 and the New York State Thruway, this home combines privacy and peaceful surroundings with easy access to shopping, dining, commuting routes, and everyday conveniences. Offering space, flexibility, and a prime location, this home is ready for its next chapter!
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Our Executive Mortgage Banker:
$420,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $336,000 | $336,000 | $336,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $607 | $607 | $607 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,988 | $2,096 | $2,768 |
| Total Monthly Payment | $2,670 | $2,778 | $3,450 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.