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Set on nearly 19 acres in the quiet town of Nelson, this 1825 Cape offers a rare combination of land, water, and homestead potential just 15 minutes from Keene and roughly an hour from Concord. A year-round brook crosses the property with a small waterfall, and a network of established trails leads through the woods to a camp site — a setting that rewards an owner who wants to spend real time outside. The 2, 235-square-foot home includes a 3-bedroom, 2-bath main residence with first-floor primary, plus a separate 1-bedroom, 1-bath in-law apartment well suited for extended family, guests, or rental income. Original character throughout reflects the home's vintage and leaves room for the next owner to put their stamp on it. A 1, 152-square-foot, three-story outbuilding sits behind the home — previously fit out with power and plumbing (since disconnected), now well suited for storage, workshop, or hobby use. With substantial frontage on a paved town road, there may be potential for further development subject to municipal approval and buyer due diligence. Established gardens, a chicken coop, and substantial woodland make this a working homestead opportunity. Granite Lake's public boat launch is 1. 5 miles away, with Route 9 access nearby and the Monadnock region's trail systems within easy reach. See it today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $343,920 | $343,920 | $343,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $385 | $385 | $385 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,060 | $2,172 | $2,833 |
| Total Monthly Payment | $2,520 | $2,632 | $3,293 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.