|
|
Set on a private, wooded 1. 25 acre lot, this charming English Cape style cottage offers the perfect blend of character, comfort, and updates. The inviting living room features wide-board wood floors, a picture window, and a wood-burning fireplace with insert and newer liner. The bright white kitchen is appointed with black granite countertops, black appliances, and newer electric stove and dishwasher. A separate laundry/mechanical room adds convenience. The flexible first floor includes an updated full bath with tub/shower and marble tile surround, 1 bedroom and an additional room ideal as a den or office. Upstairs you'll find the spacious primary bedroom with vaulted ceiling, skylight, and generous closet space with track lighting tucked into the eaves. There are 2 additional bedrooms and a spacious, second full bath with tub and skylight. Recent improvements include replacement windows, new skylights, a 3-year-old roof, updated electrical service, newer well pump and pressure tank (approx. 5-6 years), and electric hot water heater and boiler. A detached one-car garage features loft space that is primed to be finished as an amazing studio, home office, workshop, or man cave. Conveniently located close to Routes 11 & 82 and near campgrounds, lakes and many local attractions and parks. Situated on a beautiful wooded lot, this property offers privacy, flexibility, and a peaceful setting.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Bay/Bow Window,Wide Board Floor | 12.2 x 10.6 | Main |
| Bedroom 2 | Skylight,Wall/Wall Carpet | 8.9 x 14.0 | Upper |
| Bedroom 3 | Skylight,Wall/Wall Carpet | 15.5 x 12.4 | Upper |
| Den | Book Shelves,Wide Board Floor | 10.2 x 10.6 | Main |
| Dining Room | Bay/Bow Window,Wide Board Floor | 12.4 x 9.7 | Main |
| Kitchen | Remodeled,Breakfast Bar,Tile Floor | 12.0 x 13.6 | Main |
| Living Room | Bay/Bow Window,Fireplace,Wide Board Floor | 12.2 x 26.8 | Main |
| Primary Bedroom | Skylight,Vaulted Ceiling,Ceiling Fan,Walk-In Closet,Wall/Wall Carpet | 16.1 x 16.1 | Upper |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
For homebuyers and sellers, our Attorney Network:
$400,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $320,000 | $320,000 | $320,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $430 | $430 | $430 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,917 | $2,021 | $2,636 |
| Total Monthly Payment | $2,422 | $2,526 | $3,141 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.