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**This house comes with a REDUCED RATE through the seller's preferred lender. This is a lender-paid rate buydown that reduces the buyer's interest rate and monthly payment. **
Welcome to 712 Clayton Street in Brandon, a 4-bedroom, 2-bath home offering an open floor plan, multiple living areas, and a private yard with room to enjoy the outdoors. The layout provides a comfortable flow for everyday living, with connected spaces that work well for relaxing, dining, and entertaining.
Inside, the home features both a living room and a family room, giving the floorplan added flexibility. These separate gathering areas can be used for everyday lounging, hosting guests, a media space, playroom, or work-from-home setup. The open floor plan helps connect the main living areas while still offering defined spaces for different needs.
The 4-bedroom layout provides room for residents, guests, a home office, hobby room, or additional storage, while the 2 full bathrooms support daily convenience. The floorplan is practical and adaptable, making it easy to personalize the home around a variety of lifestyles.
Outdoor living includes an open patio overlooking the private yard, offering space for seating, grilling, gardening, pets, play, or future backyard improvements. The yard provides a usable outdoor area with room to make the space your own.
Located in Brandon, the home offers access to nearby shopping, dining, parks, schools, and major roadways. The area provides convenient connections to Tampa, Riverview, Valrico, and surrounding Hillsborough County destinations, making it a practical location for buyers looking for neighborhood comfort with everyday conveniences close by.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$365,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $292,000 | $292,000 | $292,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $437 | $437 | $437 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,774 | $1,844 | $2,425 |
| Total Monthly Payment | $2,286 | $2,356 | $2,937 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.