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The rural landscapes of Southwest Florida possess a distinct character defined by history, resilience, and natural beauty. Nestled within eastern Charlotte County lies "High Prairie Oaks, " a ten-acre parcel exemplifying the timeless appeal of the Florida prairie. Once a thriving orange grove, the land has reverted to its native state, transforming into a pristine pine flatwoods ecosystem dominated by sprawling oaks and majestic cabbage palms. Amid this wilderness, a few hardy citrus rootstocks—likely Cleo-Mandarin, orange, or lemon stock—have evolved into small trees, standing as living monuments to the land's agricultural past. This intersection of human history and ecological reclamation offers a profound sensory connection to the natural world. [1]
The regional lineage lends storied depth to the property. These expansive eastern prairies were once traversed by Spanish Conquistadors, inhabited by the Calusa Indians of Ponce de León fame, and later romanticized by Western artist Frederic Remington. In local folklore, they are remembered as the stomping grounds of legendary cattleman Bones Mizell. More recently, the parcel belonged to a 3, 640-acre agricultural development engineered decades ago by the Freeman Brothers of Miami, later sold to American Agronomics and managed for international investors. While commercial production has ceased, the legacy of this enterprise remains visible in the infrastructure. Channels border three sides of the land, providing seasonal irrigation and drainage managed by the East Charlotte Drainage District. The main northern channel directs water westward via Myrtle Slough to Shell Creek, the Peace River, and onward to Charlotte Harbor.
Beyond its historical and hydrological significance, High Prairie Oaks serves as a sanctuary from modern urban life. Free from city light and noise pollution, the property is characterized by expansive quietude, underscored by the vast distance to neighbors. The landscape presents a dramatic visual display where vivid sunrises and sweeping sunsets yield to unobstructed views of millions of stars. This pristine canvas rivals the natural vistas that once inspired the great artists of the American frontier, offering an invaluable retreat for those seeking absolute privacy.
From a regulatory perspective, the parcel is safeguarded by Charlotte County’s Agricultural (AG) zoning. This classification preserves rural integrity by protecting agricultural operations and restricting residential development to a low density of one single-family home per parcel. It accommodates consistent uses like conservation, recreation, and light agriculture, ensuring the surrounding peace remains uncompromised by suburban sprawl. Building a homestead requires a private well and septic system, with electrical infrastructure positioned roughly 1, 000 feet to the east. For individuals who desire a quiet, rural lifestyle, High Prairie Oaks stands as an exceptional opportunity to build a personal legacy on the historic Florida prairie.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $199,200 | $199,200 | $199,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,193 | $1,243 | $1,641 |
| Total Monthly Payment | $1,268 | $1,318 | $1,716 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.