12 North Street, Katonah, NY, 10536 | $799,000

Welcome to 12 North Street, where the real luxury is the lifestyle. Nestled in the heart of Katonah, one of Westchester's most beloved communities, this charming 1929 Colonial offers the opportunity to leave your car at home and embrace true walkable living. Start your mornings with coffee from a neighborhood cafe, stroll to the Metro-North station for an easy commute to New York City, meet friends for dinner at one of Katonah's wonderful restaurants, browse the local shops, or spend weekends enjoying community events. Life in Katonah feels like something out of a Norman Rockwell painting. Tree-lined streets, locally owned businesses, the historic Katonah Reading Room, award-winning schools, and a welcoming sense of community make this one of the most desirable places to call home in Westchester. The main level interior features an open floorplan starting with a welcoming entryway, dining room, spacious living room, powder room and kitchen with a bay window overlooking the backyard. The second floor offers 3 bright bedrooms and an updated full bath, inclusive of a classic soaking tub and shower stall. The basement and detached two-car garage offer incredible flexibility for today's lifestyle. Whether you envision a home gym, artist's studio, workshop, hobby space, additional storage, or future finished space for a home office or creative retreat, these areas provide endless opportunities to tailor the property to your needs. Filled with natural light, the home features hardwood floors, classic French doors, and custom window treatments. Whether you're purchasing your first home, searching for the perfect downsizing opportunity, or simply looking for a home where charm and convenience come together, this home offers an exceptional opportunity to enjoy village living at its finest.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 1 full / 1 half
  • Laundry: In Basement
  • Style: Colonial
  • Year Built: 1929
  • Garage: 2-car
  • Heating: Baseboard
  • Cooling: Wall/Window Unit(s)
  • Basement: Full, Storage Space, Unfinished
  • Approx Sq. Feet: 1,512
  • Acreage: 0.11
  • Est. Taxes: $14,363
  • Elem. School: Katonah Elementary School
  • Middle School: John Jay Middle School
  • High School: John Jay High School
  • School District: Katonah-Lewisboro
  • Appliances: Dishwasher, Dryer, Oven, Refrigerator, Stainless Steel Appliance(s), Washer
  • MLS#: 1008125
  • Days on Market: 23 days
  • Website: https://www.raveis.com
    /raveis/1008125/12northstreet_katonah_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Maura McSpedonLuxury Properties Specialist

914.760.8138

Maura.McSpedon@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Vincent DiMellaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 24240

914.494.1459

Vincent.DiMella@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance

617.320.5687

Joel.Fanjoy@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

12 North Street, Katonah, NY, 10536

$799,000

Maura McSpedon

Luxury Properties Specialist

William Raveis Real Estate

Phone: 914.760.8138

Maura.McSpedon@raveis.com

Vincent DiMella

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.494.1459

Vincent.DiMella@raveis.com

NMLS Mortgage Loan Originator ID 24240

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $639,200 $639,200 $639,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.952%
Monthly Tax Payment $1,197 $1,197 $1,197
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,884 $4,036 $5,308
Total Monthly Payment $5,173 $5,325 $6,597

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.