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Presented by
Maura McSpedon |
Welcome to 12 North Street, where the real luxury is the lifestyle. Nestled in the heart of Katonah, one of Westchester's most beloved communities, this charming 1929 Colonial offers the opportunity to leave your car at home and embrace true walkable living. Start your mornings with coffee from a neighborhood cafe, stroll to the Metro-North station for an easy commute to New York City, meet friends for dinner at one of Katonah's wonderful restaurants, browse the local shops, or spend weekends enjoying community events. Life in Katonah feels like something out of a Norman Rockwell painting. Tree-lined streets, locally owned businesses, the historic Katonah Reading Room, award-winning schools, and a welcoming sense of community make this one of the most desirable places to call home in Westchester. The main level interior features an open floorplan starting with a welcoming entryway, dining room, spacious living room, powder room and kitchen with a bay window overlooking the backyard. The second floor offers 3 bright bedrooms and an updated full bath, inclusive of a classic soaking tub and shower stall. The basement and detached two-car garage offer incredible flexibility for today's lifestyle. Whether you envision a home gym, artist's studio, workshop, hobby space, additional storage, or future finished space for a home office or creative retreat, these areas provide endless opportunities to tailor the property to your needs. Filled with natural light, the home features hardwood floors, classic French doors, and custom window treatments. Whether you're purchasing your first home, searching for the perfect downsizing opportunity, or simply looking for a home where charm and convenience come together, this home offers an exceptional opportunity to enjoy village living at its finest.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$799,000
Luxury Properties Specialist
William Raveis Real Estate
Phone: 914.760.8138
Maura.McSpedon@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.494.1459
Vincent.DiMella@raveis.com
NMLS Mortgage Loan Originator ID 24240
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $639,200 | $639,200 | $639,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.952% |
| Monthly Tax Payment | $1,197 | $1,197 | $1,197 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,884 | $4,036 | $5,308 |
| Total Monthly Payment | $5,173 | $5,325 | $6,597 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.