New York (Roosevelt Island), NY, 10044 | $1,200,000

Residence 409 at 531 Main Street is a beautifully renovated 2-bedroom, 2-bathroom home offering generous space, abundant natural light, and turnkey living in the desirable Rivercross cooperative on Roosevelt Island. The gracious entry foyer leads into a spacious, open-concept living, dining, and kitchen area with excellent flow for everyday living and entertaining. Oversized windows provide sweeping river, skyline, and open-sky views. The living room easily fits separate seating and dining zones. The updated kitchen features ample cabinetry and storage. Both bedrooms are generously sized with good privacy; the primary suite includes excellent closets, while the second bedroom works well for guests or a home office. Two renovated bathrooms complete the layout. Additional features include a private balcony with river and skyline views, abundant closet space throughout, and large windows that fill the home with light. Rivercross is a well-managed, full-service co-op where monthly maintenance covers all utilities (gas, electric, heat, A/C, water, and taxes). Amenities include 24-hour doorman and concierge, live-in superintendent, indoor heated pool with saunas, renovated fitness center, playroom, community room, landscaped courtyard, bike room, storage, and on-site laundry. The co-op allows up to 80% financing, co-purchasing, parental purchases, and pied-à-terre use. Located on peaceful Roosevelt Island, the building offers a waterfront setting with parks, promenades, and easy access to Manhattan via the F train, tram, and ferry. This is a bright, move-in ready home in a highly sought-after full-service building.

Features

  • Town: New York
  • Heating: Electric
  • Cooling: Other
  • Levels: 20
  • Amenities: Clubhouse,Sauna
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 377.000000x320.000000
  • Laundry: Common On Floor,Common Area,Laundry Room
  • Complex: Rivercross
  • Year Built: 1975
  • Common Charge: $2,774 Monthly
  • Approx Sq. Feet: 0
  • Est. Taxes: $0
  • View: City,Garden,River
  • Pet Policy: Building Cats OK,Cats OK
  • Appliances: Cooktop,Dishwasher,Gas Cooktop,Gas Oven,Refrigerator
  • MLS#: RLS20098421
  • Days on Market: 25 days
  • Website: https://www.raveis.com
    /prop/RLS20098421/531mainstreet_newyork_ny?source=qrflyer
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All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.
Listing courtesy of Compass   Phone: (212) 913-9058

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NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

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New York (Roosevelt Island), NY, 10044

$1,200,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $960,000 $960,000 $960,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.165% 6.223% 6.183%
Monthly Tax Payment $0 $0 $0
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,451 $5,833 $8,101
Total Monthly Payment $5,576 $5,958 $8,226

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.