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970 VALLEY VIEW CIRCLE, Palm Harbor, FL, 34684 | $550,000
Welcome to Your Tropical Oasis in the Highly Sought-After Deep Spring Community of Palm Harbor! This spacious 4-bedroom, 2-bath, 2-car garage pool home offers an exceptional open split-bedroom floor plan, abundant natural light, and numerous recent upgrades. Enjoy peace of mind with a brand-new roof and flat roof (2026), A/C system with new ductwork (2024), freshly painted interior (2025), updated lighting and ceiling fans, new entry and rear doors, and new kitchen appliances including the dishwasher, microwave, and range. Even better, the solar system will be paid off at closing, providing energy efficiency and long-term savings. As you enter, you'll immediately appreciate the living area featuring soaring ceilings and sliding glass doors that open to the screened pool area. The formal dining room provides an elegant space for entertaining, while the private primary suite is thoughtfully positioned on one side of the home for maximum privacy. The spacious primary retreat features a large walk-in closet and an ensuite bath complete with dual vanities, a garden tub, separate walk-in shower, and private water closet. At the heart of the home, the generously sized kitchen offers a convenient eat-in dinette and opens seamlessly to the inviting family room with a cozy fireplace and additional sliders leading to the pool area. Three additional bedrooms are generously sized and share a well-appointed guest bathroom. A dedicated pool-access door right next to the guest bath adds convenience for outdoor living and helps keep wet feet out of the main living spaces. Step outside to your private backyard paradise. The screen-enclosed pool enjoys desirable southern exposure, providing sunshine throughout the day and creating the perfect setting for relaxing, entertaining, and enjoying Florida living year-round. Residents of Deep Spring enjoy access to a community park, playground, scenic ponds, and beautiful tree-lined streets. Conveniently located near shopping, dining, top-rated schools, airports, and the area's award-winning Gulf beaches, this home truly offers the best of Palm Harbor living. Don't miss this incredible opportunity—schedule your private showing today!
Features
- Rooms: 3
- Bedrooms: 4
- Baths: 2 full
- Laundry: Inside, Laundry Room
- Year Built: 1990
- Garage: 2-car
- Heating: Central, Electric, Solar
- Cooling: Central Air
- Approx Sq. Feet: 1,998
- Acreage: 0.19
- Est. Taxes: $5,312
- HOA Fee: $286 Quarterly
- Lot Desc: Cul-De-Sac, In County, Sidewalk
- Elem. School: Lake St George Elementary-PN
- Middle School: Palm Harbor Middle-PN
- High School: Countryside High-PN
- Pool: Gunite, In Ground, Screen Enclosure
- Pet Policy: Yes
- Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
- MLS#: TB8520237
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/TB8520237/970valleyviewcircle_palmharbor_fl?source=qrflyer
Listing courtesy of TROPICAL LIFE REALTY, INC. Phone: 727-858-8691
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
970 VALLEY VIEW CIRCLE, Palm Harbor, FL, 34684
$550,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $440,000 | $440,000 | $440,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.603% | 5.952% |
| Monthly Tax Payment | $443 | $443 | $443 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,635 | $2,778 | $3,654 |
| Total Monthly Payment | $3,170 | $3,313 | $4,189 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388