11 N Montgomery, Athens, NY, New York, property flyer

11 N Montgomery, Athens, NY, 12015 | $175,000

Step back in time and unlock the potential of this charming 1800's-era home located in the heart of the historic village of Athens. Offering 3 bedrooms and 1. 5 bathrooms, this property is in need of a complete renovation, presenting a rare opportunity for investors, artisans, restoration enthusiasts, or anyone looking to create a truly unique residence.

Nestled within walking distance of the majestic Hudson River, this home is ideally situated to enjoy all that Athens has to offer. The Village is renowned for its rich history, vibrant arts community, eclectic restaurants, charming boutiques, and waterfront attractions. Whether you're a history buff drawn to the area's architectural heritage, an artist seeking inspiration, or an investor looking for your next project, this property provides an exceptional canvas for your vision.

Conveniently located just minutes from the Village of Catskill, with easy access to the NYS Thruway and approximately 30 minutes from the City of Albany, this location offers the perfect balance of small-town charm and accessibility. Enjoy the benefits of a walkable historic community while remaining close to major transportation routes, shopping, dining, and employment centers.

With vision and restoration, this historic home can be transformed into a stunning residence that honors the character and craftsmanship of a bygone era while incorporating modern amenities. A rare opportunity for historic buffs, artisans, and investors alike to create a fabulous place to call home in one of the Hudson Valley's most beloved riverfront villages.

Features

Bedrooms: 3
Baths: 1 full / 1 half
Laundry: In Bathroom
Style: Traditional
Year Built: 1800
Heating: Other, Pellet Stove

Cooling: None
Basement: Block, Exterior Entry, Full, Interior Entry
Acreage: 0.14
Est. Taxes: $5,743
Lot Desc: Back Yard
View: Neighborhood

School District: Coxsackie-Athens
MLS#: 20263333
Days on Market: 12 days
Website: https://www.raveis.com
/prop/20263333/11nmontgomery_athens_ny?source=qrflyer

Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
Listing courtesy of Century 21 New West

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888.699.8876

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

Is available to meet with you in our office, your home or office, evenings or weekends
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11 N Montgomery, Athens, NY, 12015

$175,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

	5/6 (30 Yr) Adjustable Rate Conforming*	30 Year Fixed-Rate Conforming	15 Year Fixed-Rate Conforming
Loan Amount	$140,000	$140,000	$140,000
Term	360 months	360 months	180 months
Initial Interest Rate**	5.875%	6.375%	5.625%
Interest Rate based on Index + Margin	8.125%
Annual Percentage Rate	6.230%	6.512%	5.866%
Monthly Tax Payment	$479	$479	$479
H/O Insurance Payment	$75	$75	$75
Initial Principal & Interest Pmt	$828	$873	$1,153
Total Monthly Payment	$1,382	$1,427	$1,707

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.