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Welcome to this beautifully maintained villa in the highly sought-after Groves Golf & Country Club, a premier guard-gated 55+ active adult community in Lutz. Offering 2 bedrooms, 2 bathrooms, and 1, 332 square feet of thoughtfully designed living space, this move-in-ready home has been lovingly cared for by its original owner. Enjoy your morning coffee on your beautiful screened-in lanai that overlooks the lush conservation and wildlife. This beauty allows you to live a true maintenance-free lifestyle with exterior painting, roof replacement, lawn care, and shrub trimming all included, allowing you more time to take advantage of the incredible community amenities. Nestled against a peaceful conservation area with no rear neighbors, this villa provides both privacy and tranquil views. Inside, you'll find an inviting open-concept floor plan featuring a spacious living and dining area that's perfect for everyday living and entertaining. The kitchen offers generous cabinet storage, ample countertop space, and a functional layout designed for convenience. Residents of The Groves enjoy access to an impressive array of resort-style amenities, including an 18-hole championship golf course, clubhouse, on-site restaurant, heated saltwater pool and spa, tennis courts, pickleball, shuffleboard, bocce ball, fishing, biking, and a community movie theater. Stay active with yoga, Zumba, water aerobics, and countless clubs, events, and social activities throughout the year. Ideally located near the Tampa Premium Outlets, AdventHealth Wesley Chapel, BayCare Hospital Wesley Chapel, shopping, dining, and entertainment, with convenient access to State Road 54, I-75, and the Veterans Expressway, this exceptional villa offers the perfect blend of comfort, convenience, and active adult living. Don't miss your opportunity to enjoy the Florida lifestyle you've been dreaming of in The Groves Golf & Country Club!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$254,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $203,920 | $203,920 | $203,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $612 | $612 | $612 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,239 | $1,288 | $1,693 |
| Total Monthly Payment | $1,926 | $1,975 | $2,380 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.