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WELCOME TO YOUR PRIVATE GENEVA RETREAT! Nestled on a beautifully landscaped 0. 81-acre homesite with NO HOA, this custom-built 3-bedroom, 2. 5-bath home offers approximately 2, 500 square feet of thoughtfully designed living space and an unmatched connection to nature. Located adjacent to Fort Lane Park and moments from the shores of Lake Harney, this one-of-a-kind property combines privacy, recreation, and exceptional craftsmanship. Imagine starting each morning on your spectacular 1, 200 sqft screened-in lanai, surrounded by lush landscaping, a tranquil waterfall, and a flowing stream that spans the length of the patio. Enjoy beautiful views of Fort Lane Park and glimpses of Lake Harney from your backyard. With direct access to the park from the rear of the property, the lakefront is immediately at your fingertips, offering opportunities for fishing, kayaking, wildlife observation, and one of Geneva's most treasured natural settings. Inside, the home showcases an open-concept design highlighted by soaring vaulted ceilings with beautiful exposed wood beams, abundant natural light, and luxury vinyl wood plank flooring throughout. Beyond the double front doors, a spacious living room welcomes guests, while an elegant dining area serves as the centerpiece of the home. Just beyond, the inviting family room flows seamlessly into the kitchen, creating an ideal space for everyday living and entertaining. The well-appointed kitchen overlooks both the family room and screened lanai and features 42-inch wood cabinetry, granite countertops, stainless steel appliances, a full breakfast bar, and scenic backyard views. Adding to the home's unique character is a dedicated bird aviary situated between the kitchen and screened enclosure. The spacious owner's suite offers a private retreat with dual closets and a spa-inspired bath featuring dual vanities, a large shower, and a relaxing garden tub. A desirable split-bedroom floor plan places two additional bedrooms on the opposite side of the home, connected by a Jack-and-Jill bathroom, while a guest half bath is conveniently tucked away off the family room. Built by the current owner with exceptional attention to detail and engineering, this home reflects quality construction throughout. The original building plans are available and will convey to the next owner. Storage options abound with an OVERSIZED TWO-CAR GARAGE, a massive insulated 44' x 38' AIRPLANE HANGAR, and a separate 17' x 36' RV STORAGE BUILDING, providing tremendous flexibility for vehicles, equipment, boats, workshops, and storage. Recent upgrades include a NEW ROOF (2023), NEW luxury vinyl plank flooring (2024), interior paint (2024), NEW exterior paint (2026), NEW A/C SYSTEM (2026), NEW GENERAC WHOLE-HOUSE GENERATOR (2026), and a tankless water heater. The stove, dryer, and tankless water heater operate on propane supplied by a buried 250-gallon tank. All kitchen appliances, along with the washer and dryer, will convey. C. S. Lee Park public boat ramp is located approximately four miles away, providing convenient access to the St. Johns River and Lake Harney. This exceptional property offers quality construction and beautiful scenary. Neighoring HOA owns airplane runway and has indicated they would be willing to meet with potential buyers about a possible buy-in for runway access. HOA has been unwilling to commit to a price. Prior owner bought in and was allowed runway access. Rights belonged to the person, not the property.
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Our Executive Mortgage Banker:
Our Insurance Division:
$700,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $560,000 | $560,000 | $560,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $281 | $281 | $281 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,354 | $3,494 | $4,613 |
| Total Monthly Payment | $3,726 | $3,866 | $4,985 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.