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Discover unparalleled comfort and serene living in this charming 3-bedroom, 2-bathroom single-family home at 151 Towne Creek Trail in Anderson, SC. This residence offers 2749 square feet of thoughtfully designed living space across one story, providing ample room for relaxation and daily activities. Refinished hardwood flooring, completed in October 2024, and soaring vaulted ceilings create an open and airy ambiance throughout the main living areas, complemented by sophisticated knock-down finish ceilings. A central vacuum system provides effortless maintenance, while ceiling fans ensure year-round comfort. The kitchen is a chef's delight, equipped with essential appliances including a dishwasher, built-in microwave, electric range/oven, and refrigerator, ready for culinary explorations. Elegant French doors add a touch of sophistication, enhancing the home's flow and charm. The primary bathroom features a luxurious jetted tub and a walk-in shower, offering a private, spa-like retreat. Outside, a welcoming front porch and a spacious deck are perfect for entertaining guests or enjoying quiet moments amidst nature. The property also features a satellite dish and tilt-out windows, enhancing convenience and natural light. A spiral staircase leads to a large bonus room, perfect for an at-home business, man cave, or fitness area, alongside a spacious recreation room ideal for entertainment. This well-maintained residence, featuring a new HVAC system installation scheduled for July 18, 2026, presents an exceptional opportunity for comfortable living in a desirable setting, combining residential tranquility with convenient access to local amenities. This property is located in a USDA-eligible area, offering potential 100% financing for qualified buyers. Furthermore, a rate buy-down is available, reducing the buyer’s interest rate for the first two years of their loan when using the preferred lender, who can issue loan approvals in as little as 5 days and close in 15.
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Our Executive Mortgage Banker:
$385,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $308,000 | $308,000 | $308,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.650% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,871 | $1,947 | $2,558 |
| Total Monthly Payment | $1,946 | $2,022 | $2,633 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.