5318 GOLDEN ISLES DRIVE, Apollo Beach, FL, 33572 | $399,900

Welcome to your coastal paradise at 5318 Golden Isles Drive, nestled in the coveted Seacrest neighborhood of MiraBay — one of Tampa Bay’s most sought-after gated resort communities. Imagine waking each morning to the gentle Florida breeze, coffee in hand on your private screened front porch, with nothing on the agenda but deciding which resort amenity to enjoy first. That dream is daily life in this stunning, fully updated maintenance-free villa, positioned on one of Seacrest’s largest lots directly across from a serene greenspace park — yet still just a short, easy walk to the MiraBay Club and all it has to provides. This is not a “just needs a little TLC” listing. Every major system and surface has been thoughtfully upgraded with high-end finishes and quality materials. The new roof and fresh exterior paint give the home exceptional curb appeal, while inside, a new AC system, new hot water heater, whole-home water treatment system, and all-new appliances — including the washer and dryer — mean everything is done and done right. Custom lighting and ceiling fans have been installed throughout, and a beautiful paver walkway completes the picture. No deferred maintenance, no hidden surprises — just pure, carefree enjoyment from the moment you move in. The heart of this home is a showstopping chef’s kitchen that blends beauty with everyday function. All-wood custom cabinetry, premium upgraded appliances, and a dual-fuel convection oven set the stage for everything from casual weeknight dinners to holiday entertaining. A charming built-in dining booth anchors the breakfast area, while the open breakfast bar flows seamlessly into the great room — keeping the conversation going whether you’re cooking or hosting. A separate formal dining area stands ready for special occasions, making this floor plan as versatile as it is beautiful. Expansive teak porcelain tile flows throughout the open, split-bedroom floor plan, creating a light, bright, and airy coastal feel from the moment you step inside. The screened rear lanai extends your living space outdoors, giving you a peaceful spot to unwind or entertain year-round — a true hallmark of Florida living at its best. Retreat to your private master suite at the end of every day. The master bath has been completely reimagined with custom cabinetry, generous storage, dual sinks, and a luxurious walk-in shower featuring dual shower heads, built-in seating, and gorgeous designer tile. Every detail has been attended to. The guest bath has been equally transformed with quality fixtures, refined cabinetry, and sleek glass bath doors — your guests will feel right at home. Step outside your front door and into a community that most folks only experience on vacation. The MiraBay Club delivers resort-style pools with a waterslide, a 24-hour fitness center, a clubhouse, a waterfront café, tennis and pickleball courts, basketball courts, playgrounds, and miles of scenic walking and biking trails. The crown jewel is a stunning 135-acre lagoon complete with community kayaks and paddleboards — an amenity unlike anything else in the area. And because the HOA covers lawn care, landscaping, exterior pest control, irrigation, exterior painting reserves, and roof reserves, your weekends are completely and truly your own.
This isn’t just a home. It’s the life you’ve been working toward. Come see it for yourself.

Features

  • Amenities: Basketball Court, Clubhouse, Fitness Center, Gated, Maintenance, Park, Pickleball Court(s), Playground, Pool, Tennis Court(s), Trail(s)
  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Style: Coastal
  • Year Built: 2006
  • Garage: 2-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,750
  • Acreage: 0.14
  • Est. Taxes: $6,056
  • HOA Fee: $424 Monthly
  • Lot Desc: Oversized Lot, Sidewalk
  • View: Park/Greenbelt, Trees/Woods
  • Pet Policy: Size Limit, Yes
  • Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Filtration System
  • MLS#: TB8516799
  • Days on Market: 25 days
  • Website: https://www.raveis.com
    /prop/TB8516799/5318goldenislesdrive_apollobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/20/2026 6:11:49 AM)
Listing courtesy of THE ROBERTSON RLTY ESTATE GROU   Phone: 813-645-1988

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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5318 GOLDEN ISLES DRIVE, Apollo Beach, FL, 33572

$399,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,920 $319,920 $319,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.358% 6.640% 5.952%
Monthly Tax Payment $505 $505 $505
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,916 $2,020 $2,657
Total Monthly Payment $2,496 $2,600 $3,237

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.