26515 SAVAGE CIRCLE, Howey In The Hills, FL, 34737 | $720,000

ENERGY EFFICIENT DREAM HOME. . . CHAIN OF LAKES ACCESS!! Custom built original owner home!! Imagine enjoying little to no electric bills while living in a beautifully customized owner-builder home loaded with upgrades. German-made solar panels, solar hot water heater, and three Tesla batteries provide enough energy to offset up to 100% of the electric bill, while a Generac generator offers added peace of mind. Remodeled and upgraded throughout, this spacious home features a cathedral-ceiling great room, a luxurious primary suite with multiple closets, spa-inspired bath, granite kitchen, and flexible living spaces perfect for family, guests, or a home office. The heated and air-conditioned garage adds even more versatility. Step outside to your private saltwater pool with fountain, outdoor shower, manicured landscaping, and charming mini barn for storage. Best of all, enjoy Chain of Lakes access to Little Lake Harris with shared dock ownership—perfect for fishing, boating, and making memories on the water. Numerous extras convey, including TVs, electronics, patio furniture, lawn tractor, pool cover, and more. New roof in 2021, fiber internet, home theater wiring, water softener, UV air purification, and countless additional upgrades make this home truly move-in ready.

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 1996
  • Garage: 3-car
  • Heating: Central, Electric, Heat Pump, Solar
  • Cooling: Central Air, Mini-Split Unit(s)
  • Approx Sq. Feet: 2,840
  • Acreage: 0.5
  • Est. Taxes: $783
  • HOA Fee: $700 Annually
  • Lot Desc: In County, Landscaped, Level, Oversized Lot
  • View: Water
  • Elem. School: Astatula Elem
  • Middle School: Tavares Middle
  • High School: Tavares High
  • Pool: Gunite, In Ground, Salt Water, Screen Enclosure
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Built-In Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Microwave, Range, Refrigerator, Washer, Water Filtration System, Water Softener, Wine Refrigerator
  • MLS#: G5113680
  • Days on Market: 12 days
  • Website: https://www.raveis.com
    /prop/G5113680/26515savagecircle_howeyinthehills_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/6/2026 9:02:33 AM)
Listing courtesy of MORRIS REALTY AND INVESTMENTS   Phone: 352-435-4663

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

26515 SAVAGE CIRCLE, Howey In The Hills, FL, 34737

$720,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $576,000 $576,000 $576,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $65 $65 $65
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,450 $3,637 $4,783
Total Monthly Payment $3,607 $3,794 $4,940

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.