12703 CR-48, Astatula, FL, 34705 | $277,000

No HOA Located next to Public Boat ramp on Little Lake Harris. Concrete block former fish camp 400 square feet residential building with CONCRETE SEAWALL and dock, house built in 1948 according to property appraiser records. All block old Florida building. Concrete roof. Rare find to have your own piece of Old Florida. Old Cypress Boat house and a touch of old Florida History. Create your own Loveshack on the water, watching the amazing sunsets. Property is being sold as-is where is. Buyer to do their due diligence prior to contract. Sellers will not accept inspection periods or zoning changes. Seller has never occupied property. Located on the Harris Chain of Lakes which takes you to restaurants and destinations on the water. NO HOA and waterfront. You have space to possibly park your boat, seaplane or RV in your yard. Stillwater Cove community adjacent with amazing new construction homes to purchase and water front lots available to build on. As Is. Astatula is in the middle of Lake county which allow easy access to most desirable destinations in the county by water or roads. There is no kitchen. This is Florida history in action. No insulation, all concrete block. Please verify parking with county rules and requirements. Harris chain of lakes, consisting of seven lakes that have approximately +/- 13, 788 acres

Features

  • Rooms: 3
  • Bedrooms: 1
  • Baths: 1 full
  • Lot Size: 100 x 106
  • Laundry: None
  • Style: Other
  • Year Built: 1948
  • Garage: Boat, Off Street, Open, RV Parking
  • Heating: None
  • Cooling: None
  • Approx Sq. Feet: 400
  • Acreage: 0.23
  • Lot Size: 100 x 106
  • Est. Taxes: $1,436
  • Lot Desc: Cleared, Corner Lot, Level, Street Dead-End
  • View: Water
  • Water Front: Yes
  • Appliances: None
  • MLS#: G5113766
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/G5113766/12703cr48_astatula_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/20/2026 9:34:11 PM)
Listing courtesy of HICKORY HILL REALTY & MGT INC.   Phone: 352-357-4949

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

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12703 CR-48, Astatula, FL, 34705

$277,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $221,600 $221,600 $221,600
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.603% 5.952%
Monthly Tax Payment $120 $120 $120
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,327 $1,399 $1,840
Total Monthly Payment $1,522 $1,594 $2,035

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.