|
10 Hobart Street, Westerly, RI, 02891 | $324,999
HIGHEST & BEST OFFERS DUE 6/23 by 5pm. Follow attached offer instructions. Scoop this up before it's gone! 10 Hobart Street is a classic Colonial brimming with character, opportunity, and a huge amount of potential in the heart of desirable Westerly, RI. Built in 1890, this 3-bedroom, 2-bath home offers solid construction with many important updates and a lovely yard, making it the perfect opportunity for buyers looking to add their own finishing touches. The first-floor bathroom/laundry area and family room have been roughed in and are ready for your customization, allowing you to create the space that best suits your needs. Recent improvements include a new high-efficiency gas condensing furnace, updated hot water tank, and upgraded electrical system for added peace of mind. One of the property's standout features is the impressive oversized two-car garage connected by a breezeway, built with quality 2x4 and 2x6 construction and offering exceptional space for vehicles, storage, hobbies, or workshop use. Public water and sewer add everyday convenience. Located in one of Rhode Island's most sought-after coastal communities, Westerly offers beautiful beaches, vibrant downtown shopping and dining, marinas, golf courses, parks, and year-round community events. Just minutes from Misquamicut Beach and the scenic shoreline, this property combines location, value, and endless possibilities. Cash only and rehab loans. Being sold as-is. Photos may be digitally enhanced.
Features
- Amenities: Highway Access,Marina,Near Schools,Public Transportation,Recreation Area,Restaurant,Shopping
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full
- Style: Cabin,Colonial
- Year Built: 1890
- Garage: 2-car Attached,Garage,Garage Door Opener
- Heating: Forced Air,Gas
- Cooling: None
- Basement: Exterior Entry,Full,Interior Entry,Unfinished
- Approx Sq. Feet: 1,028
- Acreage: 0.38
- Est. Taxes: $2,742
- Appliances: Dryer,Dishwasher,Gas Water Heater,Microwave,Oven,Range,Refrigerator,Water Heater,Washer
- MLS#: 1414850
- Website: https://www.raveis.com
/prop/1414850/10hobartstreet_westerly_ri?source=qrflyer
Copyright © 2026 State-Wide MLS, Inc. All rights reserved.
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
10 Hobart Street, Westerly, RI, 02891
$324,999
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $259,999 | $259,999 | $259,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $229 | $229 | $229 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,538 | $1,622 | $2,142 |
| Total Monthly Payment | $1,841 | $1,925 | $2,445 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB