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32 James Francis Terrace, Middletown, RI, 02842 | $997,500
Welcome to 32 James Francis Terrace, a beautiful custom-built Cape-style home located on a pretty cul-de-sac in central Middletown. As you enter, the living room feels warm & spacious with vaulted ceilings, wide pine floors & a pellet stove. The stylish kitchen has lots of counter space for prepping, ample cabinetry, a large center island & stainless appliances. For your holiday get togethers, there is a formal dining room right off the kitchen. A freshly carpeted cozy den opens to the perfect backyard for entertaining with a large trex deck, a hot tub, a granite bar & hardscaped patio. A fenced-in portion of the yard is great for containing pets, and the full yard is over 20, 000 s. f. including an outbuilding with so much potential! The beautiful yard is filled with mature perennials & coastal plantings & a stone wall bordering the back of the property. The second level of the house boasts three sunny bedrooms including a large primary bedroom with walk-in closet & primary bath with custom teak finishes, 2 cheerful guest bedrooms & a full guest bath. The lower level of the house adds additional living space including a large living room, a third full bath & a laundry room. Additional features include a whole house generator, central air, central vaccuum & an oversized two-car garage. Centrally located in Middletown with quick & easy access to Middletown's beaches & shopping districts & a short drive to the Navy Base & all that downtown Newport has to offer!
Features
- Amenities: Golf,Highway Access,Marina,Near Hospital,Near Schools,Pool,Public Transportation,Recreation Area,Restaurant,Shopping,Tennis Court(s),Sidewalks
- Rooms: 8
- Bedrooms: 3
- Baths: 3 full / 1 half
- Style: Cape Cod
- Year Built: 1994
- Garage: 2-car Built In
- Heating: Baseboard,Hot Water,Oil,Zoned,Pellet Stove
- Cooling: Central Air
- Basement: Full,Interior Entry,Partially Finished
- Approx Sq. Feet: 3,072
- Acreage: 0.46
- Est. Taxes: $7,796
- Lot Desc: Cul-De-Sac
- Appliances: Dryer,Dishwasher,Microwave,Oven,Range,Refrigerator,Range Hood,Washer
- MLS#: 1415384
- Website: https://www.raveis.com
/prop/1415384/32jamesfrancisterrace_middletown_ri?source=qrflyer
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William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
32 James Francis Terrace, Middletown, RI, 02842
$997,500
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $798,000 | $798,000 | $798,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.069% | 6.110% | 5.932% |
| Monthly Tax Payment | $650 | $650 | $650 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,407 | $4,784 | $6,627 |
| Total Monthly Payment | $5,149 | $5,526 | $7,369 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB