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Welcome to 7 Lyman Avenue, a charming three-bedroom, one-and-a-half-bath Cape Cod nestled in the desirable West End neighborhood. Set on a beautifully maintained property, this home offers a spacious fenced side and backyard, perfect for gardening, outdoor entertaining, or play. A potential garden area leads to the rear stoop and mudroom/pantry entrance off the kitchen, complete with a cedar closet for additional storage. The detached one-car garage is complemented by an attached shed, providing excellent space for tools, equipment, hobbies, or seasonal storage. The private driveway accommodates up to three additional vehicles. Inside, the first floor features a bright and inviting open layout. Natural light fills the living room, highlighted by a cozy fireplace with a Timberline wood stove insert. The spacious dining area offers plenty of room for gatherings and even a comfortable reading nook. The functional kitchen includes a breakfast bar and everything needed for everyday convenience, while a tucked-away half bath serves guests with ease. The lower level houses the laundry area, utilities, and ample storage space for pantry items, seasonal belongings, or even a wine collection. Upstairs, you'll find three comfortable bedrooms with hardwood flooring and a full bathroom with a shower. The home offers flexible heating with both natural gas and the Timberline wood stove, along with window-unit air conditioning for cooling. Easy access from the front porch through to the backyard creates a seamless indoor-outdoor lifestyle, whether you're tending the garden, enjoying the lawn, or utilizing the garage and attached shed. A wonderful opportunity for first-time buyers, downsizers, or anyone seeking a comfortable home in a welcoming neighborhood. This is a property you'll truly enjoy both inside and out.
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Our Executive Mortgage Banker:
$275,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $220,000 | $220,000 | $220,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $277 | $277 | $277 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,318 | $1,389 | $1,827 |
| Total Monthly Payment | $1,670 | $1,741 | $2,179 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.