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Some homes just feel different the moment you pull up. Tucked away at the end of a quiet cul-de-sac, 731 Manette Lane is one of those homes. No through traffic. No noise. Just a peaceful setting where extended family can truly feel at home. Step inside and the cathedral ceilings stop you in your tracks. The main level is open, bright, and genuinely welcoming, with beautiful oak hardwood floors running throughout and a modern island kitchen that makes cooking feel less like a chore and more like an event. Granite countertops, plenty of cabinet space, and a layout that flows right into the living area so whoever is in the kitchen is never missing the conversation. Two fully renovated bathrooms round out the main level, and the large deck out back is where everyone will want to gather on warm evenings. Here is where this home gets really interesting. The lower level is not just a basement. It is a complete second living space, perfectly suited for multi-generational households. With its own private entrance, full kitchen, living room, bedroom, and full bathroom, it gives everyone under the same roof their own space, their own privacy, and their own sense of home. No one has to feel like they are on top of each other. Four bedrooms, three full baths, two kitchens, a bonus room (not heated) that can be used as a 5th bedroom, home office, den or lounge, and over 2, 100 square feet designed for multi-generational living. If you have been searching for a home that truly works for everyone under one roof, this is it. Homes like this in Valley Cottage do not come up often, and when they do, they do not last. Schedule your private showing today!
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Our Executive Mortgage Banker:
$650,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $520,000 | $520,000 | $520,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $1,341 | $1,341 | $1,341 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,160 | $3,283 | $4,318 |
| Total Monthly Payment | $4,593 | $4,716 | $5,751 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.