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1. 49 fully fenced acres, AS-1 zoning, no HOA, and a solar-powered automatic gated entry; this is the property for the buyer who needs land, privacy, and real utility without starting from scratch.
The 1, 905 sq ft brick and block ranch offers three bedrooms, two bathrooms, and a layout that lives larger than it reads. The open kitchen is the heart of the home featuring a generous bar with seating, shaker cabinetry, stainless appliances, and pendant lighting that strikes the right balance between farmhouse character and everyday function. The kitchen flows naturally into the dining area and main living space, while a front flex room adds options for a home office, second living area, or fourth sleeping space. Original character details throughout remind you this home was built to last.
Major systems are already handled: new roof (2020), 5-ton HVAC (2023), updated electrical panel, and waterproof LVP flooring throughout the main living areas. The guest bathroom was tastefully updated with a modern vanity, subway tile surround, and black hardware. Brick and block construction means solid walls and quiet rooms.
Outside is where this property separates itself. A screened rear patio extends your living space into the Florida air. The detached block workshop has power and water ready for tools, a side business, or serious hobbyist use. The pole barn provides open storage for equipment, hay, or animals. AS-1 zoning permits horses, livestock, chickens, and agricultural use, the land is fenced, usable, and ready.
Located in Flood Zone X — no flood insurance required. Convenient access to SR-60 puts you minutes from Valrico, Brandon, and the Tampa metro to the west, or headed east toward Lakeland with ease. Under an hour to downtown Tampa or Orlando. The space is here. The infrastructure is here. The only thing missing is you.
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Our Executive Mortgage Banker:
Our Insurance Division:
$500,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $400,000 | $400,000 | $400,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.650% | 5.972% |
| Monthly Tax Payment | $523 | $523 | $523 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,430 | $2,528 | $3,322 |
| Total Monthly Payment | $3,044 | $3,142 | $3,936 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.