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BACK ON MARKET!!! What if your beach cottage came with ocean breezes, investment potential, and the freedom to enjoy today while planning for tomorrow? Just 3 short blocks from the sand and located east of A1A, this charming Jacksonville Beach cottage captures everything people love about coastal living. Step outside each morning to salty sea air, swaying palms, and the soothing sound of waves nearby. Whether you're taking a sunrise walk on the beach, biking to your favorite coffee shop, or enjoying dinner at one of the area's popular restaurants, you'll quickly discover why this location is so highly sought after. Situated on a desirable corner lot measuring approximately 50' x 80', this updated 2-bedroom, 1-bath home offers a relaxed beach vibe with modern improvements already completed for peace of mind. Recent updates include new plumbing, a stylishly renovated bathroom, vinyl plank flooring, a newer roof, newer HVAC system, fresh landscaping, and an expansive party deck and patio perfect for entertaining friends after a day in the sun. The updated kitchen, spacious driveway, and storage shed provide both comfort and practicality for everyday coastal living. The true beauty of this property lies in its versatility. Enjoy it as the quintessential beach retreat, a primary residence, vacation home, or income-producing rental. For investors, builders, and visionaries, the multifamily zoning opens the door to exciting possibilities. Surrounded by impressive newer construction, the property offers the opportunity to build townhomes, create a custom luxury beach residence, or explore future development options in one of Jacksonville Beach's most desirable locations. With the ocean approximately 1, 000 feet away, shopping, dining, entertainment, and major commuter routes all within easy reach, this is more than a home--it's a rare chance to secure a piece of Jacksonville Beach's future while enjoying its laid-back coastal lifestyle today. Whether you're searching for a beach cottage full of character, a prime investment opportunity, or the perfect homesite for your dream coastal residence, this property deserves your attention.
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Our Executive Mortgage Banker:
Our Insurance Division:
$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $559,200 | $559,200 | $559,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $542 | $542 | $542 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,349 | $3,531 | $4,644 |
| Total Monthly Payment | $3,983 | $4,165 | $5,278 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.