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Located in Waterbury's Bunker Hill neighborhood, this well-maintained bungalow-style ranch combines single-level living with valuable future expansion opportunities. The main level features 2 bedrooms, 1 full bathroom, an eat-in kitchen with abundant cabinet and counter space, a dining area, and a spacious living room highlighted by a wood-burning fireplace. Large windows throughout provide natural light and views of the surrounding mature landscape. A covered front porch welcomes you home, while the enclosed sunroom offers additional year-round living space overlooking the fenced backyard. The outdoor space provides room for gardening, recreation, entertaining, or pets. One of the property's standout features is the unfinished walk-up attic, offering excellent storage and potential for future finished living space, home office, hobby room, or flex space. The full walkout basement includes laundry, storage, utility space, and additional opportunities for future expansion. Long driveway provides off-street parking. Conveniently located near shopping, restaurants, parks, medical facilities, schools, downtown Waterbury, and major commuter routes including Route 8 and I-84. Nearby Watertown Avenue amenities provide easy access to everyday conveniences. A rare opportunity to own a move-in-ready home with character, outdoor space, storage, and future potential in one of Waterbury's established residential neighborhoods.
| Type | Level |
|---|---|
| Bedroom 1 | Main |
| Dining Room | Main |
| Kitchen | Main |
| Living Room | Main |
| Primary Bedroom | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $220,000 | $220,000 | $220,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $403 | $403 | $403 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,318 | $1,389 | $1,827 |
| Total Monthly Payment | $1,796 | $1,867 | $2,305 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.