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Spacious Colonial offering over 2, 048 square feet of living space, plus additional living space with an in-law/guest space-perfect for multigenerational living, guests, or flexible living arrangements which was added to the home in 2024. The accessory space features a private entrance, kitchenette/living area combo, bedroom with double closets, full bath with laundry hook-up, and additional access to both the garage and main home. The main home offers a large living room, spacious kitchen with island and pantry space, and a family room featuring a pellet stove for supplemental heat, helping to keep heating costs low. Sliders lead to a deck overlooking the nearly one-third acre fenced yard. Upstairs, the generous primary bedroom includes a full bath, walk-in closet, and a good-sized loft area ideal for a home office, additional bedroom, sitting room, or exercise space. Additional features include a covered front porch, one-car under-house garage, large driveway with plenty of parking, and a desirable location in a lovely Watertown neighborhood close to shopping and restaurants. Contingent on the sellers finding suitable housing, actively looking. Public records show that the added living space/in-law is 924 sq ft, buyer to do their own due diligence.
| Type | Level |
|---|---|
| Bedroom 1 | Upper |
| Bedroom 2 | Upper |
| Bedroom 3 | Lower |
| Family Room | Main |
| Kitchen | Main |
| Kitchen | Lower |
| Living Room | Main |
| Loft | Upper |
| Primary BR Suite | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $367,920 | $367,920 | $367,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $687 | $687 | $687 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,236 | $2,323 | $3,055 |
| Total Monthly Payment | $2,998 | $3,085 | $3,817 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.