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Welcome to this charming 2-bedroom, 1. 5-bath ranch style home situated on a beautifully manicured, level corner lot at the end of a quiet dead-end road, offering views of Lake Carmel . A stone throw away from the water. Step onto the natural stone wraparound patio and into a spacious living area that flows seamlessly into the inviting dine-in kitchen. The kitchen features solid wood cabinetry, soft-close drawers, granite countertops, and stainless steel appliances, making it both stylish and functional. The first-floor primary bedroom includes a cedar-lined closet and a convenient half bath, with the potential to expand into a full bath thanks to an adjacent closet that could accommodate a stand-up shower. A generously sized second bedroom, also with a cedar-lined closet, and a spacious full bathroom featuring a Jacuzzi-style soaking tub with tile surround, vanity, and linen storage complete the main level. Upstairs, you’ll find two additional bonus rooms that are perfect for a home office, den, nursery, or creative space. The walk-out lower level includes a partially finished basement with over 7-foot ceilings and an extra room previously used as a music and exercise room, providing even more flexibility. The home includes seasonal beach passes to Lake Carmel and is conveniently located near shopping, restaurants, the library, and Interstate 84, offering both peaceful living and easy access to everyday amenities.
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Our Executive Mortgage Banker:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $360,000 | $360,000 | $360,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $1,154 | $1,154 | $1,154 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,130 | $2,246 | $2,965 |
| Total Monthly Payment | $3,359 | $3,475 | $4,194 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.