2347 S CENTRAL Avenue, Flagler Beach, FL, 32136 | $749,500

Wake up to breathtaking ocean views from this versatile, income-producing duplex, located just one block from the sandy shores of Flagler Beach. Whether you are seeking a primary residence, a vacation retreat, or a solid investment, this property offers exceptional flexibility.

The ground floor features a private entrance and is perfect as an in-law suite or rental unit. Designed with accessibility in mind, it includes one bedroom, two full bathrooms--complete with a roll-in shower and a Jacuzzi tub--a kitchenette, a comfortable living area, and both front and rear porches that overlook peaceful gardens.

Upstairs, take in stunning coastal vistas from a bright, inviting two-bedroom, two-bath residence. The open-concept living and dining areas flow seamlessly into a full kitchen, while an expansive deck provides the perfect setting to relax and enjoy the sea breeze. Outside, the low-maintenance xeriscaped grounds feature a spacious picnic area, completing this coastal gem. 1-car garage, parking for up to four vehicles, and two separate laundry/storage rooms. Zoned Tourist Commercial and currently operating as a successful Airbnb with a short-term rental license, the possibilities are endless--live in one unit and rent the other, lease both, or enjoy it as a personal beach getaway. Located in a pet-friendly section of Flagler Beach, you're just steps from the ocean and minutes from local restaurants, shopping, fishing, camping, and golf.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 4 full
  • Laundry: In Unit
  • Style: Traditional
  • Year Built: 1994
  • Garage: 1-car
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air, Multi Units, Wall/Window Unit(s)
  • Approx Sq. Feet: 1,518
  • Acreage: 0.15
  • Est. Taxes: $7,879
  • Lot Desc: Other
  • View: Beach, Ocean
  • Elem. School: Old Kings
  • Middle School: Buddy Taylor
  • High School: Flagler Palm Coast
  • Appliances: Other, Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: 2150940
  • Days on Market: 8 days
  • Website: https://www.raveis.com
    /prop/2150940/2347scentralavenue_flaglerbeach_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2347 S CENTRAL Avenue, Flagler Beach, FL, 32136

$749,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $599,600 $599,600 $599,600
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.615% 5.952%
Monthly Tax Payment $657 $657 $657
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,643 $3,786 $4,979
Total Monthly Payment $4,392 $4,535 $5,728

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.