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Welcome to this fully remodeled waterfront condo overlooking beautiful St. Joseph Sound in the highly desirable Royal Stewart Arms community in Dunedin. Recently renovated from top to bottom, this 2-bedroom, 1-bath residence offers modern finishes, stunning water views, and a coastal lifestyle that's hard to match.
Completed in March 2026, the extensive renovation included new drywall, updated electrical, luxury vinyl and tile flooring, new kitchen cabinetry, and all-new stainless steel appliances. The bright, open-concept floor plan seamlessly connects the kitchen, dining, and living areas, creating an inviting space for everyday living and entertaining.
The spacious primary bedroom offers generous closet space and additional storage, a rare feature for waterfront condos of this size. Large windows bring in natural light and showcase peaceful views of St. Joseph Sound.
Residents enjoy access to an impressive array of community amenities, including a heated waterfront pool, fitness center, pickleball courts, grilling area, fire pit, and beautifully maintained grounds. The community is also scheduled to become gated by the end of 2026, adding an additional layer of privacy and security.
Ideally located just minutes from Honeymoon Island, the Caladesi Island ferry, and the Dunedin Causeway, you'll have easy access to kayaking, paddleboarding, fishing, beaches, and breathtaking Gulf Coast sunsets. Downtown Dunedin is only a short drive away, offering award-winning restaurants, craft breweries, boutique shopping, the Pinellas Trail, and the marina. Clearwater Beach, Tampa International Airport, and St. Pete–Clearwater International Airport are all within convenient reach.
Enjoy waterfront living in one of Dunedin's most sought-after communities. Schedule your private showing today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,850
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $1,480 | $1,480 | $1,480 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $9 | $9 | $12 |
| Total Monthly Payment | $84 | $84 | $87 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.