10 Cottage Place, #2E, White Plains, NY, 10601 | $379,000

Just a 7-minute walk to the train, then 35 minutes to Grand Central, this conveniently located 1-bedroom condo has the makings of a great home with wonderful possibilities. The extra-large living room and dining area create an open canvas for creative space utilization which is bounded by your imagination. Freshly painted with updated sliding glass doors, the unit presents a warm, inviting feel. The large bedroom can easily provide home office desk space. Conveniently close to all White Plains downtown attractions - shopping, restaurants, and entertainment are just a short walk away. It’s a commuter’s paradise with easy access to all major area roads. One deeded parking space (#37) and storage bin (#65) are included. Visitor parking is available. The Pavilion’s luxury amenities: concierge service, penthouse fitness center (with a GREAT City view), sauna, steam room, and laundry on each floor show why this is one of the area’s most desirable locations. Of course, it’s also pet friendly.

Features

  • Parking: 1-car, Attached, Covered
  • Heating: Hot Water
  • Cooling: Central Air
  • Rooms: 4
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: In Hall
  • Year Built: 1985
  • Common Charge: $822 Monthly
  • Approx Sq. Feet: 877
  • Est. Taxes: $3,510
  • Elem. School: White Plains (Controlled Parents’ Choice)
  • Middle School: White Plains Middle School
  • High School: White Plains Senior High School
  • School District: White Plains
  • Pets Allowed: Yes
  • Appliances: Dishwasher, Gas Range, Microwave, Refrigerator
  • MLS#: 1014027
  • Days on Market: 9 days
  • Website: https://www.raveis.com
    /prop/1014027/10cottageplace_whiteplains_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

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Maria Palladino - Palladino Team at William RaveisSales Associate

203.273.4879

Maria.Palladino@raveis.com

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Joseph MollicaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 130058

203.952.8600

Joseph.Mollica@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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10 Cottage Place, #2E, White Plains, NY, 10601

$379,000

Maria Palladino - Palladino Team at William Raveis

Sales Associate

William Raveis Real Estate

Phone: 203.273.4879

Maria.Palladino@raveis.com

Joseph Mollica

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.952.8600

Joseph.Mollica@raveis.com

NMLS Mortgage Loan Originator ID 130058

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $303,200 $303,200 $303,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.972%
Monthly Tax Payment $293 $293 $293
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,842 $1,914 $2,518
Total Monthly Payment $2,209 $2,281 $2,885

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.