|
|
Warmly cherished and full of potential, this home has been the gathering place for generations and is now ready to welcome a new family to create memories of their own. Ready for renovations and personal touches, this home offers a rare opportunity for someone with vision to restore and personalize a property filled with character and history. Priced to allow for updates, it presents the chance to create something truly special. Beneath recently removed carpeting, original hardwood floors have been rediscovered and are ready to be refinished and stained to your taste—a rare opportunity to restore the home's historic character while creating a space that reflects your personal style. The formal living room showcases classic custom features, including a beautiful fireplace, built-in bookcases, and large windows that fill the space with natural light. The main floor offers three comfortable bedrooms and two full baths, providing easy, functional living. Downstairs, a walkout basement features a roughed-in one-bedroom apartment complete with a kitchen, offering flexible space for extended family, guests, or multigenerational living. Outside, the fenced yard offers a safe space for kids and furbabies alike. With solid bones, timeless character, and tremendous potential, this home presents a wonderful opportunity to blend historic charm with modern vision. A place where the next chapter of memories is ready to begin. Interested in transforming this home into your dream home? Ask the listing agent about renovation financing options available through our preferred lender partner. Qualified buyers may be able to finance eligible improvements along with the purchase of the home through a single loan program designed specifically for homes in need of updates and repairs. ***This property comes with a temporary interest rate buydown for qualified buyers, reducing the buyer's interest rate during the first two years of the loan. Buyer is not obligated to use the preferred lender; however, use of the preferred lender is required to receive the buydown benefit. Loan approval and closing timelines are subject to lender underwriting, borrower qualifications, and program requirements. Restrictions apply.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$179,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $143,920 | $143,920 | $143,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $140 | $140 | $140 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $862 | $909 | $1,195 |
| Total Monthly Payment | $1,077 | $1,124 | $1,410 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.