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This like-new M/I Homes Salinas floor plan in the sought-after Berry Bay community of Wimauma is ready for you now! Built with all the quality and craftsmanship M/I Homes is known for, this stunning 4-bedroom, 2. 5-bath home delivers everything new construction offers. As an added bonus, this home has an assumable loan available at 5. 250%— an incredible opportunity for qualified buyers to take advantage of a potentially lower interest rate in today's market!
Nestled in Berry Bay, one of South Hillsborough County's most desirable master-planned communities, residents enjoy access to resort-style amenities including a clubhouse, swimming pool, spa/hot tub, and a state-of-the-art fitness center, as well as tennis courts, pickleball courts, a basketball court, a community park, playground, dog park, and walking and jogging trails. Located just minutes from major roadways like I-75 and US-301, Berry Bay offers the privacy of South Hillsborough County while keeping you close to Tampa, St. Petersburg, and Sarasota — with beautiful sandy beaches, unique cultural offerings, and diverse dining all within easy reach.
The floor plan is thoughtfully designed for modern family living. The main level features a welcoming foyer with a flex room — ideal as a home office or formal sitting area — flowing into an open-concept kitchen, dining, and family room combination perfect for everyday living and entertaining. The kitchen is a showstopper, boasting rich espresso cabinetry reaching to the ceiling, gleaming granite countertops, a large center island with sink, stainless steel appliances, and a stunning mosaic tile backsplash. The dining area opens directly to the covered lanai through sliding glass doors, creating a seamless indoor-outdoor flow to the spacious, fully fenced backyard with peaceful conservation views. The main-level owner's suite is a true retreat, complete with a walk-in closet, tray ceiling, and a luxurious en-suite bath featuring a dual-sink granite vanity, soaking tub, and oversized glass-enclosed walk-in shower.
Upstairs, a generous game room provides the perfect bonus space for a media room, playroom, or second living area. Three additional bedrooms — each with ample closet space and ceiling fans — share a well-appointed full bath with granite countertops and a tub/shower combo. Every inch of this home reflects quality construction and thoughtful design. Don't miss this rare opportunity to own a virtually new home in Berry Bay — complete with an assumable loan — and start living the Florida lifestyle you've always dreamed of today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$514,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $411,992 | $411,992 | $411,992 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.603% | 5.952% |
| Monthly Tax Payment | $693 | $693 | $693 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,467 | $2,601 | $3,421 |
| Total Monthly Payment | $3,251 | $3,385 | $4,205 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.