2405 FRANCISCAN DRIVE, #21, Clearwater, FL, 33763 | $289,000

Here it is! A Fully Remodeled Condo in On Top of the World, where everything has been done. Totally renovated with upgrades too numerous to list. This Ground-Floor, End Unit, 1400 sq. /ft. has big, beautiful windows making it bright and lively. The Open Floorplan is crisp & clean featuring Gorgeous, Luxury Vinyl Plank flooring throughout. You'll have NO issues with furniture placement in the large Living Room/Dining Room combination. Quartz Countertops & All Wood, Soft-Closing Cabinets are New and clean. Brand-new Frigidaire Gallery suite of appliances completes the Kitchen. In the Florida Room, you'll find a wall of Storage. The Counters & Cabinetry match those in the Kitchen for a cohesive style. This area is perfect for your Coffee Station, Wine Bar or Buffet & offers more storage than any Chef could want. The spacious Florida Room can be utilized as an office, additional media room or casual dining space. The Built-in Closet has shelves for utility storage & a Brand-New Hot Water Heater. This room also houses the back door out to your Covered Back Patio with nearly 200 sq. ft. of Covered Outdoor Living Space. Here is where your green thumb can get a workout. Imagine Potted Plants & Herbs or Flowers & Palms surrounding your table as you greet each day with a cup of coffee or tea. Grill out all year long. Enjoy balmy Florida evenings with friends and neighbors. Back inside you will find 2 large Bedrooms with equally large closets. The Primary Bedroom has an Ensuite Bathroom. Remodeled with New Vanity, LED lighted Mirror & Stand-Up Shower. In the Primary Closet is your inside Laundry. High End Bosche Washer & Dryer are fully permitted & up to code. The Second Bedroom is large as well. Easily accommodating a King- or Queen-sized bedroom furniture suit. The Guest Bathroom has a Tub/Shower combo. Thoughtful design choices elevate the design here. All new Ceiling Fans, Lighting, Tall 5 1/4 inch Baseboards throughout, 6 Panel Doors, Levelor Blinds, Newer, Insulated Windows & Back Door with Built-In Blinds. There is nothing left to do here. On Top of the World is the Country's premier 55+ Active Adult Community. There are boundless activities and clubs to keep interests and actions primed. This community is what you make of it. 2 Pools, 2 Golf Courses, Clubs, Dances, Concerts, Fitness and loads more to see and do. Located in a non-evacuation & non-flood zone. Close to the Best Beaches and State Parks on the SunCoast. Easily Day-Trip to Clearwater Beach, Honeymoon Island, the charming towns of Tarpon Springs, Dunedin and Safety Harbor. There are excellent Shopping and Dining options all around. Superb Medical facilities abound making your health and wellbeing more manageable. On Top of the World is located within easy commuting distance to Tampa, St. Petersburg, International & Regional Airports. Add this condo onto your itinerary and find out what makes this community so special. AC is 2020, HWH 2026, Laundry 2019, Patio Cover 2013

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 3
  • Amenities: Clubhouse, Elevator(s), Fitness Center, Gated, Golf Course, Laundry, Park, Pickleball Court(s), Pool, Recreation Facilities, Sauna, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), Trail(s)
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside
  • Complex: ON TOP OF THE WORLD
  • Year Built: 1974
  • Approx Sq. Feet: 1,400
  • Est. Taxes: $3,312
  • Condo Fee: $566 Monthly
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: W7886783
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /prop/W7886783/2405franciscandrive_clearwater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/28/2026 7:02:33 AM)
Listing courtesy of REALTY ONE GROUP BEYOND   Phone: 727-900-7174

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2405 FRANCISCAN DRIVE, #21, Clearwater, FL, 33763

$289,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $231,200 $231,200 $231,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.512% 5.866%
Monthly Tax Payment $276 $276 $276
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,385 $1,442 $1,904
Total Monthly Payment $1,736 $1,793 $2,255

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.