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Charming Cape Cod style house at the crossroads to everything the Hudson Valley and Catskill Mountains have to offer. Only 10 minutes to the villages of Athens, Catskill and the city of Hudson, you will find this great open floor plan with rustic wood ceilings and gorgeous brick fireplace. In addition to the 3 bedrooms, you will find two other rooms. The extra space would make for a great work from home or office and reception area. Perhaps a toy or hobby room, or guest quarters for your family and friends that visit while you ski at Windham and Hunter Mountain, both within a half hour away. This property has a great country feel, yet with direct access to the NYS thruway and Amtrak train only 10 minutes away, allowing you to get to work from your forever home or to play at your weekend retreat. The builder made great use of every nook and cranny with creative storage and closets. The two car garage will also offer you plenty more space. Recent updates include well and water treatment components, some new windows, dishwasher, stove, Peerless furnace and a Harmon pellet stove. Aside from the proximity to Catskill and Hudson's boutique shops, bars and restaurants, the house is also central to Leeds, Palenville, Cairo and Roundtop. Let the adventure begin exploring all of these great upstate towns.
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Our Executive Mortgage Banker:
$329,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $263,200 | $263,200 | $263,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $409 | $409 | $409 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,599 | $1,662 | $2,186 |
| Total Monthly Payment | $2,083 | $2,146 | $2,670 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.