820 S OAK AVENUE, Bartow, FL, 33830 | $597,500

STEP BACK IN TIME . . . . own a part of Bartow’s history is steeped into every room of this 1910 home situated on nearly a full acre in the heart of Bartow’s residential area just a few blocks east of the courthouse and south of Main Street. This sprawling 5-bedroom, 4-bath main home features spacious rooms throughout, a dedicated office, formal living and dining rooms, family room, and a Florida room complete with Terrazzo flooring and REAL cypress paneled walls and built-in bookcase. There are a multitude of built-in features throughout the home, storage space galore (every inch was utilized!), a non-working fireplace (it was capped years ago), PLUS a 1-bedroom / 1-bath cottage/guest house with kitchen and living area that was completely updated in 2022. There is also a detached 2-car garage with workshop space, half-bath, two storage sheds and a covered space for boat/RV parking. The inground pool is situated away from the main residence and cottage. Shingle roof replaced in 2022, tented in 2022 and comes with the balance of Orkin’s 5-Year Warranty. Main sewer line replaced in 2020. Please do not rely on public records for SF figures as a recent appraisal determined the Main house is approximately 4067 SF of living area and detached Cottage/Guest House is approximately 693 SF of living area. This home is being sold AS-IS ONLY - No Exceptions! And don’t miss the Estate Sale being held from June 25th through June 28th hosted by Cheek House Estate Sales. Interior photos will not be available until after the conclusion of the estate sale and the home has been cleared of unsold items and professionally cleaned.

Features

  • Rooms: 13
  • Bedrooms: 6
  • Baths: 5 full
  • Lot Size: 200 x 199
  • Laundry: Inside, Laundry Room
  • Style: Traditional
  • Year Built: 1910
  • Garage: 2-car Oversized, RV Parking
  • Heating: Central, Heat Pump, Zoned
  • Cooling: Central Air, Zoned
  • Approx Sq. Feet: 4,760
  • Acreage: 0.91
  • Lot Size: 200 x 199
  • Est. Taxes: $3,447
  • Lot Desc: Cleared, City Lot, Level
  • View: Garden, Pool
  • Elem. School: Bartow Elem Academy
  • Middle School: Bartow Middle
  • High School: Bartow High
  • Pool: In Ground, Other
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher
  • MLS#: L4962731
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /prop/L4962731/820soakavenue_bartow_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/28/2026 1:07:42 PM)
Listing courtesy of PREMIER REALTY NETWORK, INC   Phone: 863-646-6688

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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820 S OAK AVENUE, Bartow, FL, 33830

$597,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $478,000 $478,000 $478,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.512% 5.866%
Monthly Tax Payment $287 $287 $287
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,863 $2,982 $3,937
Total Monthly Payment $3,242 $3,361 $4,316

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.