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This beautiful coastal residence, set on a half-acre, offers stunning views of the Saugatuck Yacht Club and the harbor, stretching to the Long Island Sound. Relax and unwind on the expansive front deck, perfect for soaking in the serene water views. This home features four bedrooms, three and a half baths, two fireplaces, and two decks for waterfront living, with endless expansion possibilities-add a rooftop deck, a second story, or a pool and pool house. The renovated chef's kitchen, with an induction range and top-line appliances, is brightened by skylights and opens via sliders to the back deck, where a hot tub awaits. The private primary suite, secluded on the second floor, offers lush backyard views, partial lagoon views, and a beautifully appointed primary bathroom. Just a few steps down from the kitchen, a spacious den with a cozy fireplace, a bar, and sliders to the backyard awaits. The lower level offers a large family room, a cedar closet, abundant storage, and direct access to the oversized two-car garage, plus even more storage rooms. Minutes to the train station and I-95, this is a perfect home for water lovers and commuters alike. "
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Balcony/Deck,Ceiling Fan,French Doors,Full Bath,Sliders,Hardwood Floor | Main |
| Bedroom 2 | Ceiling Fan,French Doors,Hardwood Floor | Main |
| Bedroom 3 | Hardwood Floor | Lower |
| Den | Dry Bar,Fireplace,Half Bath,Sliders,Hardwood Floor | Other |
| Dining Room | Vaulted Ceiling,Hardwood Floor | Main |
| Kitchen | Remodeled,Skylight,Balcony/Deck,Quartz Counters,Dining Area,Island | Main |
| Living Room | 9 ft+ Ceilings,Fireplace,Hardwood Floor | Main |
| Primary Bedroom | Vaulted Ceiling,Bedroom Suite,Walk-In Closet,Wall/Wall Carpet | Upper |
| Rec/Play Room | Cedar Closet,Walk-In Closet,Wall/Wall Carpet | Lower |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $2,396,000 | $2,396,000 | $2,396,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.086% | 6.183% |
| Monthly Tax Payment | $1,405 | $1,405 | $1,405 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $13,604 | $14,365 | $20,219 |
| Total Monthly Payment | $15,134 | $15,895 | $21,749 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.