This pristine and updated ranch located in the desirable “Hamlet” section of North Babylon has been recently renovated and is waiting for you to make it your new home. The home features a kitchen with an open floor plan, updated white shaker cabinets, granite countertops, new tile backsplash, and brand new Samsung stainless steel smart appliances (updated in 2026. ) The newly renovated bathroom features dark accents and subway tiles. Three oversized bedrooms can easily accommodate queen and king beds. Beautifully refinished hardwood floors are located throughout the home, as well as a whitewashed fireplace with marble hearth to match. The Anderson windows have all been recently updated, along with the HVAC (2026), water heater and PVC fencing. This home also runs on gas heat, making your winter heating bill economical. The basement leads you to the breathtaking seven-foot saltwater reef tank built into the wall, wrapped in shiplap. There is also a custom, multi-level granite bar and waterproof laminate flooring as well as a laundry room, a home gym and ample storage still for all your needs. The backyard is a renovated oasis perfect for entertaining. Anderson sliding glass doors lead to the upper patio, which is a 16” by 16” free-floating deck with a pergola, a bar area, and an above-ground pool. A Custom dog run allows easy access and exercise for your four-legged best friend. This home is blocks away from local schools, minutes to shopping, four private beaches (for Babylon use only) and the LIRR Babylon stop.
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Our Executive Mortgage Banker:
$630,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $504,000 | $504,000 | $504,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $860 | $860 | $860 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,019 | $3,182 | $4,185 |
| Total Monthly Payment | $3,971 | $4,134 | $5,137 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.