45 Spectacle Lane, Wilton, CT, 06897 | $1,625,000

Tucked away on peaceful and highly sought-after Spectacle Lane, this property offers an exceptional blend of country-like privacy and convenient access to Wilton's top-rated schools, both Wilton and Ridgefield's charming town centers, and major commuter routes. It stands as a rare architectural masterpiece, having been lovingly restored to flawlessly showcase the soulful character and timeless craftsmanship of a 1925 home-an effortless allure that was recently featured in New York Magazine. The estate provides an incredibly versatile living arrangement with a total of three bedrooms. The main house features two character-filled bedrooms and light-filled living spaces, while a separate, private one-bedroom guest quarters offers the perfect setup for weekend visitors, extended family, an au pair or home office. A standout feature of the property is the dramatic, dedicated art studio/home office in the main house, boasting impressive vaulted ceilings and an abundance of natural light. Throughout both residences, the thoughtfully designed spaces serve as a blank canvas, offering incredible aesthetic flexibility that effortlessly accommodates any decor style-from classic traditional to sleek modern minimalism. Beyond the interior lies an outdoor sanctuary that feels worlds away. The breathtaking, estate-like grounds have been meticulously curated into a botanical garden-quality landscape, complete with rare specimen trees and lush, mature plantings. At the heart of this private park sits a massive, free-form swimming pool. Surrounded by vibrant greenery, the pool area serves as your own backyard resort, creating the ultimate backdrop for sophisticated entertaining or quiet, sun-drenched afternoons.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Laundry: Main Level
  • Style: Ranch,Cottage
  • Year Built: 1925
  • Garage: 2-car Detached Garage,Under House Garage,Paved,Driveway
  • Heating: Hot Air
  • Cooling: Central Air
  • Basement: Partial,Unfinished
  • Above Grade Approx. Sq. Feet: 2,725
  • Acreage: 3.32
  • Est. Taxes: $16,928
  • Lot Desc: Fence - Electric Pet,Fence - Privacy,Fence - Full,Fence - Chain Link,Lightly Wooded,Professionally Landscaped,Rolling
  • Elem. School: Cider Mill
  • Middle School: Middlebrook
  • High School: Per Board of Ed
  • Pool: Gunite,In Ground Pool
  • Appliances: Gas Range,Range Hood,Refrigerator,Dishwasher,Washer,Electric Dryer
  • MLS#: 24182203
  • Website: https://www.raveis.com
    /eprop/24182203/45spectaclelane_wilton_ct?source=qrflyer
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Listing courtesy of Brown Harris Stevens   Phone: (203) 221-0666

Room Information

Type DescriptionLevel
Bedroom 1 Book Shelves,Bedroom Suite,Fireplace,Full Bath,Patio/Terrace,Hardwood FloorMain
Bedroom 2 Skylight,Vaulted Ceiling,Bedroom Suite,Full Bath,Hardwood Floor,Vinyl FloorOther
Dining Room 9 ft+ Ceilings,Combination Liv/Din Rm,Fireplace,Hardwood FloorMain
Kitchen Patio/Terrace,Hardwood FloorMain
Living Room Patio/Terrace,Hardwood FloorMain
Primary BR Suite Bedroom Suite,Fireplace,Full Bath,Walk-In Closet,Hardwood FloorMain

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69957

914.260.5535

Mace.Rattet@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69244

914.260.2006

Francine.Silberman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Gene RahillyInsurance Sales Director, William Raveis Insurance

917.494.9386

Gene.Rahilly@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

45 Spectacle Lane, Wilton, CT, 06897

$1,625,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Mace L. Rattet

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.5535

Mace.Rattet@raveis.com

NMLS Mortgage Loan Originator ID 69957

Francine Silberman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.2006

Francine.Silberman@raveis.com

NMLS Mortgage Loan Originator ID 69244

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,300,000 $1,300,000 $1,300,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 6.000% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.069% 6.110% 5.932%
Monthly Tax Payment $1,411 $1,411 $1,411
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,179 $7,794 $10,795
Total Monthly Payment $8,715 $9,330 $12,331

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.