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Welcome to this original owners well maintained home in sought after Western Cranston. This 3/4 bedroom, 2 bath, home sits on approximately 1/2 acre of beautifully manicured yard with sprinkler system. The main level iincludes an open floor concept of living and diining which also opens to a brigbt and inviting 4 season sunroom (which can also be used as a breakfast or sitting area). located off the dining room. This level has been newly painted, offers beautiful hardwood floors, and new carpeting in 2 bedrooms. The kitchen offers brand new stainless appliances, with granite counters, and ample storage space. The bathroom is recently updated with granite counters, two sinks, tiled, new cabinets including separate shower and tub. The fully finished lower level offers a large family room with wood buriing brick fireplace, sliders to back yard and access to attached garage. Also included in lower level is a large recreation room with wet bar and an office or guest quarters, a bathroom with washer and dryer and a large walk in storage area. Enjoy a new heating system and a split system for cooling in the summer. This property is conveniently located to shopping, restaurants, schools, and highway access.
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $519,920 | $519,920 | $519,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $510 | $510 | $510 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,114 | $3,283 | $4,317 |
| Total Monthly Payment | $3,716 | $3,885 | $4,919 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.